I am not in your area, but have friends in a similar situation.
It might depend on how much you want to play in the winter but how well courses drain can be significant.
A couple of friends got a 'good value' deal at a club only to find that effectively it wasn't such a good deal when you divided the annual fee by nine as the course was closed for 12 weeks of the year.
How easy it is to get tee times would be another consideration, too many clubs have the best tee times taken by the same cliques every week.