I wouldn't put a phone that old on the contents. The XS came out 25 months ago so the value Vs excess doesn't make sense.
Anyone buy this?
Any recommendations based on real life experience requested please.
I want to insure my iPhone XS 256GB - Replacement value circa £650.00. Home & contents insurance has a £500.00 excess.
Thanks
Andy
Wanted - Damasko DC57
I wouldn't put a phone that old on the contents. The XS came out 25 months ago so the value Vs excess doesn't make sense.
My bank ( Nationwide) has phone insurance built into my account - Flex plus, maybe yours might?
It covers loss and damage, small excess, I think £100, I made a screen claim last year and it was a very smooth experience.
Cheers..
Jase
Not too certain I would bother refurb Grade A xs 256 can be had on ebay for around 400 ish when there is a 15/20% discount code on offer
We have ours insured through Halifax as part of the current account (plus travel insurance etc)
Never had to claim but can claim for either phone twice in a 12 month period.
12 Mini arrives tmrw & hoping I never have to test it out, having never damaged any iPhone since 3rd gen...
Sent from my iPhone using Tapatalk
Nationwide's FlexPlus account cover for mobile phone, travel and breakdown works well for me.
Not as great value as it was but still decent.
My wife has this on her Halifax account and claimed for a Galaxy s10 which was damaged. Made a claim and £100.00 excess paid a brand new phone arrived. First and only time she has ever used the insurance facility but it was an easy process. Sent from my SM-N960F using TZ-UK mobile app
Last edited by sickie; 16th November 2020 at 18:47.
I’m not on commission - promise - but Martin Lewis site worth a look:
https://www.moneysavingexpert.com/in...get-insurance/
Students use something like ‘insure my bubble’, my daughters uni recommended as it covered phones, laptops,etc.
https://uk.protectyourbubble.com