The irony is, whilst there is a slim chance they might not have covered you, they will likely not cover you for anything you declare anyway.
Looking at my NHS app, I can go back to 1994 for medical records.
It's there anywhere else they are stored pre 1994?
Reason I ask is when I recently got travel insurance, the advisor was asking a lot of pre existing medical questions.
One of these was have you ever had neck or back injuries, I replied I had but it was about 35 years ago, nothing serious and no problems since. They noted it down
Just wondering if they hadn't asked about something from 35 years ago that I had all but forgotten about and a back or neck injury occurred on holiday, would they have been able to
check anywhere from that far back in time that I hadn't divulged it in the questions, and possibly not paid out?
Thanks
The irony is, whilst there is a slim chance they might not have covered you, they will likely not cover you for anything you declare anyway.
When you look long into an abyss, the abyss looks long into you.........
They are just showing the computerised ones. The original paper handwritten ones still exist.
If you claim on your travel insurance the insurance company to allow cover will require you sign for access to your medical records. If you don’t cover will be denied.
The records from your gp they get back usually contain everything including the handwritten.
I used to do some work with one of the companies as a rough guide 20-25% of claims were denied under non declaration.
Just wondering if I should have mentioned I had my tonsils removed around 1967/8?
Where does it end?
We need a central NHS database containing all of this stuff.
I made a request online for my medical records,what I got was a bit patchy did include some written stuff from the late 50s. Oddly after having countless blood tests some years ago while having cancer treatment,no sign anywhere of my blood group.🙄
It does make you wonder when taking out holiday insurance, if the worst happens will you be covered, obviously the insurance company will try everything to not pay out.
That why I asked how far back can/ will they dig into your past history.
Looks like I'll have to request all my medical history to cover myself in future.
https://www.infosys.com/industries/h...h-records.html
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