Eddie you also need to consider the "tax saving" thing as it adds a few quid to the pot
Banks are funny about stuff like this and also the "taxman" has stuck his oar in in the past
It is certainly doable and I would be interested to read the comments of others
Then - maybe there will be a "heated" discussion about which charities ........
I'm an OAP receiving my "winter fuel" payment here in SW France ............