Have you considered why the young don’t pay enough into their pension pots early enough?
The answer is blindingly simple. House prices are at almost unattainable levels for first time buyers - more so in areas like London. Add to that the lenders no longer doing 100% mortgages and what you have is young people having to pile away hundreds per month towards a house deposit. When I speak to young people, getting onto the housing ladder is their number one priority - followed strangely by repayment of student loans![]()