Firstly, I hope that this thread will be contributed too, refined, and finally become a fairly definitive read only post.

AFAIK the legal position in Scotland is that no-one may pass on a better title (right of onwership) to property than they have. In effect, stolen stays stolen regardless of the innocence or good faith of a buyer, it remains the property of the victim (or the victims insurer after a claim).

I believe the law in England differs if an item was bought in good faith for a fair price.

Finally, I understand that title (or ownership) of an item transfers to the insurer if & when they pay out on a claim.

Now... Over to others who amy ahve a more detailed knowledge... TIA.

Mike.