Reply With QuoteDrip feed is just a matter of timescale - I would just dump the lot in now given this is over 15+.Originally Posted by ach5
Hi all,
Simple question, impossible answer, just gauging what some of our resident financial experts would do.
Regarding the £9k allowance for the 22/23 tax year; dump it all in now … or drip feed?
Children are very young, so 15+ years to isa maturity. Vanguard Lifestrategy 100% Acc is the fund.
Cheers
Drip feed is just a matter of timescale - I would just dump the lot in now given this is over 15+.
Why not buy them a James Cameron? From what everyone says they are better than an ISA.... what could be the problem?
I found this informative when wondering the same previously:
https://youtu.be/DMznHFuGJr4
Very well explained.
With the understanding that no-one know what the markets are going to do, given where we are with Ukraine and that Vanguard pulled and reallocated much of its investments out of Russia, causing a dip, I feel now is a good time to drop in a lump sum. Not least as it’s a 15+ year investment.
I just wondered if anyone was sensing an imminent crash or a slow take off once again.
4 months:
1 year:
10 years:
Same situation, dollar cost averaging here.
I have read that in practice lump sum is better, but drip feeding gives peace of mind. With the time scale you have, just drop it in.
Ok, cheers, it’s all going in tomorrow.
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