The headline news of late is either Russia/Ukraine or cost of living going through the roof with both closely connected.

Looks like we might get more interest rate rises due to inflation, petrol/diesel will not come down a significant amount anytime soon and as we head into the Autumn the predictions for utility bills look horrendous, I only have a mortgage with nothing else borrowed but those who have all their wages going on the never never will surely struggle.

Maybe this summer is a time to put some money away for the winter bills or make some financial changes ready for higher interest rates?