Reply With Quoteala.co.uk is all you need.
Hi... I am due to get my new car in a week or so. Can anyone recommend a reasonably priced Gap insurance supplier please.
Rob
ala.co.uk is all you need.
… and MSE25 too!
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And if you use these guys have a hunt around for a discount code. I’ve taken out (and moved) several gap insurance policies with Ala across multiple cars. They’re very flexible when you’re a serial car flipperOriginally Posted by Arcam
That’s the 25% discount code… best I could find
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So it is. I misread that as another gap provider.
What about the dealer? When I rejected there gap insurance a couple of weeks ago they upped my part ex value by £500 so it was only £116 in the end.
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Interested to know how many people have actually benefited from taking out GAP insurance. Heavily pushed by dealers which make me sceptical.
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The last time I rejected it the dealer chucked it in for free as their kick-back was so lucrative.
The local Ford dealer offered it to my daughter at cost which they said was £120. Whether they’re making a small profit in that or not, I don’t know but suspect they see.
One of my other daughters ex boyfriends crashed his car near to the end of his and got paid out in full. I think it’s a pretty rare occurrence though.
The dealers will be pushing it because of commission, the providers are no doubt providing good commissions because it’s profitable hit them to do so.
Like all insurance only take it if it’s mandatory or you don’t want to shoulder the risk yourselves.
Check with your current car insurer to see if they provide new for old in the first year of a new car many do, ours did and we deferred the start of our gap policy effectively giving a extra year foc. But we had to buy the policy around the time of purchase and defer the start date.
Also if the car is a pre-reg making you the second owner many car insurance policy’s won’t provide the new for old cover.
The salesperson will have just taken the gap cost out of the car price because you weren't getting a great deal and there was still loads of margin left on the table.
Of course. How else would it be paid for? Did you think I thought I was getting it out of the goodness of his heart?
I got 23% off list for that car, so I wasn’t going to carp.
Yep, one of those sad instances where what comes out of each bucket matters more than the total amount of discount given.
Same happens everywhere. It's the new way.
To be fair to the salesman, he was completely candid about the how and why of it.
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