Supermarkets are a good start. They know everything about you, especially if you use their loyalty card. They monitor what you buy what your trends are, how old you are, how many kids, eating habits. Banks know exactly what and where you’re going and spending. Restaurant chains also pick up about you too.
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And what would “they” do with this information that is detrimental to your freedom? Send you tailored marketing? Offers specific to your previous shopping?? Scandalous!!
PS - I use cash most of the time, as I can’t be arsed checking for refunds going into cards correctly
True, but they don’t know what my cash is buying. Plus Where I live not many cctv’s. If I travel, I regularly switch off my mobile totally for a couple hundred miles. Then back on. A good watch on wrist can always be used as surety too especially a recognised brand.
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Last edited by Chris_in_the_UK; 22nd September 2021 at 22:40.
When you look long into an abyss, the abyss looks long into you.........
Rare that I venture into major retail outlets, cctv with my hat I’ll be instantly recognised and Land Rover Defender too Desert Rat.
Thank goodness I live in sleepy North Northumberland nearest city 33 miles away. Not been for over two years
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Mick, I can see you now in the city centre with a chai tea latte on your MacBook Pro in the middle of a Starbucks talking about smashed avocado and gluten free bread.
@Mick - they can never see you if you never look up, but your hat covers all bases. Good job that man!
Hardly carry cash, a tenner at most for use at the farm for milk and eggs.
Everything else on my Starling card.
The fact you have a mobile gives Google a all the answers.
Always cash with me.
If I go to an antique/flea market and I see a watch I fancy, got the cash to buy.
If I sell it's cash - just how it has always been done.
I like and collect wallets, and try a wide range of them, from bi-folds to metal card holders, some of which have no cash carrying capacity.
In the same way that most young people no longer wear watches, in the near future they won't be carrying wallets. Everything will be on their smartphone, loyalty cards, smart payment options and IDs.
As for the Scottish notes, like others, I try to take Bank of England notes when travelling as it avoids all the ignorant "what's this then?" nonsense.
I do remember one occasion when on a work trip to London, retrieving some computers and taking a black cab from Camden to Heathrow, the cabbie was outraged when we paid in Scottish notes. He didn't want to take them. Well it was either that or a free ride. :) He took them.
David
Infinite Diversity in Infinite Combinations
You're assuming your data stays with the company that gathers it. That's not always the case. Some opt outs are unclear.
You'd be surprised at what can be deduced and then sold. And that's without leaks or hackers, the cases of which aren't always published.
Once you're on a list you may be targeted. Typically such lists should be deduped and cleaned regularly but they may not be.
The plus side is that if they know you very well, they can predict when something out of the ordinary happens to your account and they may double check it's you.
That purchase of a custard yellow Emergency, for example.
Couldn’t be further from the truth lol I rarely venture to any city. MacBook Pro replaced by a Mac off here, so just a mobile. Don’t drink chai tea latte or other such drinks. I certainly never frequent Starbucks or Costa Packet. Definitely wouldn’t talk about a avocado and gluten free bread.
A mug of tea, or a pint of ale and a chip butty. Now yer talking, some pork scratchings too.
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So true but she’s been faultless since I’ve had her,
Never broke down, leaks body fluids but 7 years hassle free.
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Just DuckDuckGo on my phone, Google long gone.
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They’re not our notes. The Bank of England is the central bank of the UK so they’re yours too.
Difference is that that bank is backed by the UK Government your banks are limited companies.
Imagine you also know what BoE notes look like. I’ve no idea what yours look like. Probably seen 2 or 3 in my lifetime.
Last edited by Kingstepper; 24th September 2021 at 14:49.
You’d be surprised - most notes I see up here are Scottish not BoE. I’m just surprised people would really refuse to accept a Scottish note.
Given that the BoE regulates the issuance of Scottish notes and the UK government does back these issues notes (they must be backed by equivalent value assets), I still see no valid reason to refuse them.
Last edited by RustyBin5; 24th September 2021 at 15:28.
I recognise the top one and the middle one but I don't think I've seen the bottom one.
There's a big difference between:
- Knowing Scotland has its own notes and respectfully asking if the payer has any other notes if you're unsure
- Holding such a note as if it's a fake while making a derisive comment
I have seen the latter reaction quite a lot.
As a fairly regular visitor to RoI I have to carry two types of currency, ie € and £, on top of which, IIRC, 4 local banks issue their own notes. From experience there are also quite a few Scottish notes in circulation.
Should be a forgers' paradise.
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I'd accept local currency because I was in that country. Would also be expecting them, would be more familiar with them, wouldn't be an alternative of being give GBPs and they could easily be spent.
What does Scottish notes being sterling even mean - just that they are denominated in pounds?
Also from NI, where all UK notes have been in circulation all my life and I'm old enough to remember when the RoI pound was on par with Sterling and all the various RoI bank notes were also in circulation. That ceased with the ERM in 1979 or thereabouts, when the Irish punt was no longer pegged to sterling. We will occasionally see IoM bank notes in circulation too, although strictly speaking not legal tender outside IoM. I have no idea what would happen if you tried to lodge in a bank account, but I have never know anyone to refuse to accept them in a transaction.
It means they are asset backed and UK government approved currency. Therefore it means banks will accept and /or exchange them for the same amount.
Out of curiosity if you accept local currency then what would you do when visiting Scotland - would you accept the notes up here? Genuinely curious.
But it is local currency, which is my point! Scotland is part of the UK whose currency as a country is Sterling.
So, by your reasoning the millions of English tourists who visited Scotland recently for the first time, and whose English notes were happily accepted in every establishment, would reject their change unless they were English notes because they don’t know what Scottish notes look like?
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Would you think it was reasonable if we rejected BoE notes up here? It is after all our prerogative also - but would you think it was a reasonable thing to do?
The argument of legal tender always amuses me given that English notes aren’t legal tender here either .
Bottom line for me personally is that I accept English notes simply because it would be pig ignorant not to. YMMV
https://metro.co.uk/2020/05/22/when-...-12728497/amp/
You've got a good while longer to spend them, I doubt shops will worry about taking them till the day they stop being valid.
When I worked in a bank shops regularly paid in old notes they had accepted in error.
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Last edited by kace; 25th September 2021 at 13:40. Reason: Double tapped the post button
Didn't help this kid...
https://www.thescottishsun.co.uk/new...anknote-fiver/
I think you are being deliberately argumentative. As a taxi driver I used to get Scottish notes every time Wales Played Scotland in Cardiff. I just accept them and bank them on the Monday morning.
You seem to be making a big issue out of something that isn’t.
That bus driver was a nob, end of. Who the hell would make an 11 year old kid walk two miles to school when he actually has the power to issue a ticket anyway.
Not at all and it takes two to argue. I've stated my point, I won't accept them because I'm unfamiliar with them and they may be difficult to pass on (as the bus-driver story illustrates).
You, as a taxi driver will obviously see them more often and go to the bank regularly. I don't.
People making an issue of it are a few sad Scottish residents who for some reason feel aggrieved that I don't want to accept them.
Last edited by pinpull; 26th September 2021 at 16:30.