Just watched a video with that question and it says. That even with insulation. Floor is still going to be cold to your feet
His example is. Body temp is 98 degrees and if your house temp is set to 75. The floors will only reach a 75 degree temp. So compared to your 98 D body temp. Floor is still going to feel cold
https://www.youtube.com/watch?v=cFXZ...rawlSpaceNinja
DON