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Thread: Corona property prices

  1. #1001
    Quote Originally Posted by Rodder View Post
    Ive unfortunately had to commute to Bath from Bristol for years.
    I guess it is down to your tolerance for commuting, but many would be thrilled for 12-13 miles Bath to Bristol equivalent commute each way.

    That is barely a commute if you live in the SE!

  2. #1002
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    Quote Originally Posted by noTAGlove View Post
    I guess it is down to your tolerance for commuting, but many would be thrilled for 12-13 miles Bath to Bristol equivalent commute each way.

    That is barely a commute if you live in the SE!
    I regularly do 52 miles to commute to Gloucester. (New house is in Gloucester, obvs!).

  3. #1003
    Grand Master Passenger's Avatar
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    Quote Originally Posted by thegreatdogwood View Post
    I'm stunned Truss is contemplating reducing SDLT in the mini-budget. Artificially propping up the housing market at a cost to the taxpayer is not the answer, yet this is the second time this Government will have made the same mistake.
    THEY. NEVER. LEARN.

  4. #1004
    Quote Originally Posted by Passenger View Post
    THEY. NEVER. LEARN.
    Iím not sure itís this, I just donít think care. They know who theyíre out to help.

  5. #1005
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    BBC are reporting potential reduction of stamp duty in tomorrow's mini budget. This is positive. Fingers crossed!

  6. #1006
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    Quote Originally Posted by Passenger View Post
    THEY. NEVER. LEARN.
    Yes they do, they know how to win the votes of the gammons.

  7. #1007
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    Quote Originally Posted by Montello View Post
    Yes they do, they know how to win the votes of the gammons.
    I find that offensive and racist...

  8. #1008
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    Quote Originally Posted by beechcustom View Post
    BBC are reporting potential reduction of stamp duty in tomorrow's mini budget. This is positive. Fingers crossed!
    Who is it positive for? Only house builders and developers. It certainly wont help buyers (or sellers who are also buying) as it will only increase the prices in line with the reduced SD (as it did previously...)

  9. #1009
    Grand Master Passenger's Avatar
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    Pfftt righty, woke, snowflakes.


    Fair points though about price increases...it won't make the UK any more liveable, and just means consumers must sink even more capital in their homes, bit of an Achilles heel for the UK economy for decades...You only realise any gains if you can move somewhere less expensive...and B wotsit put a stop to that for all but the truly well heeled/connected.
    Last edited by Passenger; 22nd September 2022 at 10:26.

  10. #1010
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    Quote Originally Posted by redmonaco View Post
    Who is it positive for? Only house builders and developers. It certainly wont help buyers (or sellers who are also buying) as it will only increase the prices in line with the reduced SD (as it did previously...)
    I'm being entirely selfish but it could save me 30 large at a time when I could do with it in reserve. I generally take a more socialist approach but just lately I'm afraid the Great British public have by and large demonstrated that they aren't worth this level of concern or empathy.

  11. #1011
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    Quote Originally Posted by redmonaco View Post
    I find that offensive and racist...
    Doesn't mean it is.

  12. #1012
    Quote Originally Posted by redmonaco View Post
    I find that offensive and racist...
    Snowflake.

  13. #1013
    Quote Originally Posted by Mick P View Post
    cnut
    Suggest you edit your reply. You are in the G&D not the BP.

    Horrible word, even when in the BP.

  14. #1014
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    Personally I find the term Ďgammoní when used in this context more offensive than Mickís expletive and I Ďm disappointed to see a member who Iíve had dealings with and held in high regard use this term.

  15. #1015
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    Quote Originally Posted by walkerwek1958 View Post
    Personally I find the term ‘gammon’ when used in this context more offensive than Mick’s expletive and I ‘m disappointed to see a member who I’ve had dealings with and held in high regard use this term.
    Yes I did think thrice about it but the term is regularly used to describe anyone in this place and hence I quoted it. Not good I agree. I forgot I was in the G & D.
    Last edited by Mick P; 22nd September 2022 at 13:21.

  16. #1016
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    Quote Originally Posted by noTAGlove View Post
    Suggest you edit your reply. You are in the G&D not the BP.

    Horrible word, even when in the BP.
    Sorry mea culpa, apologies all round. I have deleted the post and thanks for pointing it out.

  17. #1017
    Quote Originally Posted by walkerwek1958 View Post
    Personally I find the term Ďgammoní when used in this context more offensive than Mickís expletive and I Ďm disappointed to see a member who Iíve had dealings with and held in high regard use this term.
    It really does not matter what you think, expletives are not allowed in the publicly viewable parts of the forum. Those are the rules.

    Gammon is not an expletive, whereas the other word is.

  18. #1018
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    Why does every thread seem to plunge in to the depths -

  19. #1019
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    Gammon is a term used to describe a person who’s easily offended and/or angers quickly. It’s a reference to how their behaviour makes their cheeks glow … it’s neither specific to gender or race and references no protected characteristics.

    I suspect over time the phrase has been hijacked in other ways …

    Apologies if I have indeed caused any offence but hopefully the above sets the scope for my usage.

    Edit. I should stay out of political statements online. Never benefits anyone. Apologies again.
    Last edited by Montello; 22nd September 2022 at 19:25.

  20. #1020
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    Just hope any reform to stamp duty is permanent as otherwise itíll just concentrate demand and increase conveyancing delays as well as prices. Broader reform of the house buying process is needed but wonít happen.

  21. #1021
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    Quote Originally Posted by Montello View Post
    Gammon is a term used to describe a person whoís easily offended and/or angers quickly.
    I think your conflating Gammon with Snowflake, gammon is a pejorative term referring to the colour of a person's flushed face when expressing their strong opinions, i.e the colour of pork of the same name. It became the preferred insult about those on the political right who supported Brexit.

    In other words it's an insult referring to the perceived colour of someone's skin.

  22. #1022
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    Nah it's surely the thinness of their skin which causes the pigmentation which is being referenced because of their inherent hypocrisy, the amusing spectacles of them dishing out the woke and snowflake labels but then crying, spitting about being labelled themselves...like gammon under the grill or bacon in a hot pan, they quickly colour up and get a bit curly, crispy at the edges, can't take the heat.
    Last edited by Passenger; 23rd September 2022 at 09:00.

  23. #1023
    has anyone actually seen the stamp duty numbers? is it 5% over 250k? the government website calculator is still using old numbers and i missed the actual live announcement

  24. #1024
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    Quote Originally Posted by MrSmith View Post
    has anyone actually seen the stamp duty numbers? is it 5% over 250k? the government website calculator is still using old numbers and i missed the actual live announcement
    The government website has been updated now. Youíre correct itís 5% on anything over 250k up to 925k. If youíre a first time buyer there is no stamp up to 425k, so theyíre targeting support at the bottom of the market which seems sensible - if youíre moving and making a purchase towards the top end of the band there is a small saving, but wonít make much of a dent

  25. #1025

    Corona property prices

    5 year Govt bonds which savings and mortgages are pinned to, up 34 bps since the Chancellor started talking. Up 55 bps (0.55 percentage points) in 2 days.

    These type of moves usually take months.

    Housing market is going to take a hit going forward. There will be a lag.

  26. #1026
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    Quote Originally Posted by Peck View Post
    The government website has been updated now. You’re correct it’s 5% on anything over 250k up to 925k. If you’re a first time buyer there is no stamp up to 425k, so they’re targeting support at the bottom of the market which seems sensible - if you’re moving and making a purchase towards the top end of the band there is a small saving, but won’t make much of a dent
    Given the average FTB's purchase is closing in on a quarter million, thanks in large part due to the previous stamp holiday, I see no reason why prices won't receive a further fillip.
    Can a recessionary environment support this...
    Last edited by Passenger; 23rd September 2022 at 10:54.

  27. #1027
    Quote Originally Posted by Peck View Post
    The government website has been updated now. Youíre correct itís 5% on anything over 250k up to 925k. If youíre a first time buyer there is no stamp up to 425k, so theyíre targeting support at the bottom of the market which seems sensible - if youíre moving and making a purchase towards the top end of the band there is a small saving, but wonít make much of a dent
    the calculator is still using old numbers, expect that will change later today.
    our FTB buying partners flat will be happy as heís saved £7k we save £2.5k for the forward purchase, the interest rate rises will take that over the next 2 years mortgage though.

  28. #1028
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    OOF pound falling fast, markets really not liking the look of these unfunded tax cuts and the absence of a meaningful plan to turn the economy around.
    Last edited by Passenger; 23rd September 2022 at 11:10.

  29. #1029
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    Quote Originally Posted by MrSmith View Post
    we save £2.5k for the forward purchase, the interest rate rises will take that over the next 2 years mortgage though.
    I think that's similar to me. Hardly a windfall but better than nothing. (I've fixed for 5 years btw)

  30. #1030
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    Quote Originally Posted by MrSmith View Post
    the calculator is still using old numbers, expect that will change later today.
    our FTB buying partners flat will be happy as heís saved £7k we save £2.5k for the forward purchase, the interest rate rises will take that over the next 2 years mortgage though.
    Ahh yes the calculator hasnít been updated. I went old school with a piece of paper and pen!

    Great news on the savings in your chain. Thatís something positive at least

  31. #1031
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    Quote Originally Posted by Thewatchbloke View Post
    In other words it's an insult referring to the perceived colour of someone's skin.
    Are you saying that 'gammon' is a racist insult?

  32. #1032
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    Quote Originally Posted by Passenger View Post
    OOF pound falling fast, markets really not liking the look of these unfunded tax cuts and the absence of a meaningful plan to turn the economy around.

    If only - they had people to advise them, before making financial policies!

  33. #1033
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    Quote Originally Posted by Passenger View Post
    Nah it's surely the thinness of their skin which causes the pigmentation which is being referenced because of their inherent hypocrisy, the amusing spectacles of them dishing out the woke and snowflake labels but then crying, spitting about being labelled themselves...like gammon under the grill or bacon in a hot pan, they quickly colour up and get a bit curly, crispy at the edges, can't take the heat.
    It's still hate speech whichever way you interpret it, unless you are a Guardian columnist of course.

    https://www.theguardian.com/commenti...e-conversation

    Enough of the thread derails, let's get back to why a temporary cut in SDLT isn't a good idea.

    - - - Updated - - -

    Quote Originally Posted by hogthrob View Post
    Are you saying that 'gammon' is a racist insult?
    I'm saying its hate speech.

  34. #1034
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    Quote Originally Posted by Thewatchbloke View Post
    It's still hate speech whichever way you interpret it, unless you are a Guardian columnist of course.

    https://www.theguardian.com/commenti...e-conversation


    - - - Updated - - -



    I'm saying its hate speech.
    Given the stir the use of the word gammon has caused I checked with a friend who is a police inspector.

    He advised it is not considered a racist term and if they received a complaint about the use of the word they would not record it as a hate crime.

    He did concede that it could cause offence. Anyway I have made apologies and it’s time to move on but thought it worth correcting some misconceptions.

    Edit; just read that Guardian article and it’s spot on.
    Last edited by Montello; 23rd September 2022 at 13:48. Reason: Just read that Guardian article and I’d say that is spot on.

  35. #1035
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    Weíre listing our house next week, so potentially great timing with the increased SDLT threshold.

    That money is better in my pocket than the Treasuryís

  36. #1036
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    As someone who completed less than 3 weeks ago, this is quite frustrating!

  37. #1037
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    So tempted to sell up in the next few months to take advantage of the inflated house prices, move down to a project that will render me mortgage free and in cash, use the cash to insulate the crap out of the house, install a heat source pump and cover the property in solar panels, I can then sit by and watch the rest of the UK stressing over interest rates and fuel bills.

    But Iíll probably stay where Iíam!!

  38. #1038
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    Quote Originally Posted by murkeywaters View Post
    So tempted to sell up in the next few months to take advantage of the inflated house prices, move down to a project that will render me mortgage free and in cash, use the cash to insulate the crap out of the house, install a heat source pump and cover the property in solar panels, I can then sit by and watch the rest of the UK stressing over interest rates and fuel bills.

    But Iíll probably stay where Iíam!!
    But not much sun in the UK - best move somewhere with 300+d of sun a year.
    "Time is an illusion, lunchtime doubly soĒ. HHGTTG

  39. #1039
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    Quote Originally Posted by Montello View Post
    Given the stir the use of the word gammon has caused I checked with a friend who is a police inspector.

    He advised it is not considered a racist term and if they received a complaint about the use of the word they would not record it as a hate crime.

    He did concede that it could cause offence. Anyway I have made apologies and itís time to move on but thought it worth correcting some misconceptions.

    Edit; just read that Guardian article and itís spot on.
    Am i alone in reading the snippet ďDUP MP Emma Little-PengellyĒ as DUP MP Emma Little-Piggy??

  40. #1040
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    Quote Originally Posted by MartynJC (UK) View Post
    But not much sun in the UK - best move somewhere with 300+d of sun a year.
    I like the seasons too much and after our summer Iím looking forward to some damp cold days - honest!

  41. #1041
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    One of my surveys pointed out the fact that there are three solar farms due to be built within 3000 meters of my property so its definitely a viable thing in the UK. The advice was to make sure I can live with the noise they produce??

  42. #1042
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    Quote Originally Posted by beechcustom View Post
    One of my surveys pointed out the fact that there are three solar farms due to be built within 3000 meters of my property so its definitely a viable thing in the UK. The advice was to make sure I can live with the noise they produce??
    This solar farm is a good few miles from me, but the lane running along the bottom of the satellite image is one of my regular walks. The lane is single track and very very quiet (except when the occasional train goes along the adjacent rail). I've never heard any noise coming from the solar farm.
    Last edited by Ruggertech; 23rd September 2022 at 22:57.

  43. #1043
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    Quote Originally Posted by Ruggertech View Post
    This solar farm is a good few miles from me, but the lane running along the bottom of the satellite image is one of my regular walks. The lane is single track and very very quiet (except when the occasional train goes along the adjacent rail). I've never heard any noise coming from the solar farm.
    Interesting, many thanks. My conveyancer said its probably a belt and braces arse covering exercise. They even included the fact that a battery storage facility got planning permission to set up 3000 meters away and that I should be mindful of possible magnetic fields!

  44. #1044
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    Quote Originally Posted by beechcustom View Post
    Interesting, many thanks. My conveyancer said its probably a belt and braces arse covering exercise. They even included the fact that a battery storage facility got planning permission to set up 3000 meters away and that I should be mindful of possible magnetic fields!
    Did he forget to mention the radioactive rodents the size of large dogs?

  45. #1045
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    Quote Originally Posted by beechcustom View Post
    Interesting, many thanks. My conveyancer said its probably a belt and braces arse covering exercise. They even included the fact that a battery storage facility got planning permission to set up 3000 meters away and that I should be mindful of possible magnetic fields!
    You should an also consider how dark it is going to be around there with all that sunlight being absorbed.
    Inform - Educate - Entertain

  46. #1046
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    Quote Originally Posted by beechcustom View Post
    Interesting, many thanks. My conveyancer said its probably a belt and braces arse covering exercise. They even included the fact that a battery storage facility got planning permission to set up 3000 meters away and that I should be mindful of possible magnetic fields!
    The sheep and rabbits like sheltering under the panels. I've never walked there in the dark, so no idea if the fauna now glows ;)

  47. #1047
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    Don't forget there will need to be a lot of lorries to transport all the electricity that the solar farm harvests; especially at the end of summer.

    Joking aside, what is the proposal and route for connecting the farm to the national grid? Pylons or buried cables etc?
    Last edited by hogthrob; 24th September 2022 at 17:55.

  48. #1048
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    Quote Originally Posted by hogthrob View Post
    Don't forget there will need to be a lot of lorries to transport all the electricity that the solar farm harvests; especially at the end of summer.
    We're going to head down with some baskets for a bit of PYO
    Inform - Educate - Entertain

  49. #1049
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    Quote Originally Posted by Mr Curta View Post
    We're going to head down with some baskets for a bit of PYO
    Better off with buckets, it leaks out of baskets unless you walk back very quickly.

  50. #1050
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    Thought Iíd look at this thread out of interest regarding property prices. Found a pathetic load of petty insults, deeply offensive terminology and language, hypocrisy and no tolerance or understanding from either side. This is the G&D; not the BP, it seems far more like a kids playground. Disappointing, petty, immature and unkind.

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