Originally Posted by
learningtofly
"Self-insuring" (in other words, not bothering to insure) is all well and good when you have one or two watches of appreciable value. However, if you have a good deal more than that then being uninsured could be a life-changing decision should the worst happen.
That aside, I've heard bad things about Axa in terms of claims processing, and that seems to have been validated on this thread. Personally, I'd go for Hiscox contents insurance every time, but be prepared to have to spend on an alarm system and a safe once the total sum insured on watches/valuables becomes significant.