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Thread: PayPal f&f payment

  1. #1
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    PayPal f&f payment

    Looking for a bit of advice if possible.
    I am buying something on Facebook but the person wants payment by friends and family. I have offered to cover the fees but he is saying he will have to pay tax on this if I do.

    If I send this payment but taking funds from a credit card Will this give me any cover?

    Thanks lee

  2. #2
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    Quote Originally Posted by golf View Post
    Looking for a bit of advice if possible.
    I am buying something on Facebook but the person wants payment by friends and family. I have offered to cover the fees but he is saying he will have to pay tax on this if I do.

    If I send this payment but taking funds from a credit card Will this give me any cover?

    Thanks lee
    Iíll stand to be corrected but believe you will forfeit any protection PP offers using F&F. You may have protection through the credit card but not PP as far I am aware.

  3. #3
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    No...you donít get the buyer protection. It sounds a bit iffy he he wonít do pay pal. If you do go ahead just add a bit onto what you pay him to cover his pay pal fee. If itís not an expensive item it wonít cost you much and at least you get the protection

  4. #4
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  5. #5
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    Yes I have offered to pay the £16 fee to cover the cost. I understand that I donít get the PayPal protection, just wondering if my credit card would give me any protection. Think If he wonít take normal payment with me adding extra for the fees then I will pass I think. I also asked for a picture of his license if I did f&f but he doesnít want to give that either.

  6. #6
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    Not only will you have no comeback with PayPal I am fairly sure by making a 3rd party payment through PayPal with your credit card you have no cover either.
    The credit card payment has to be a direct payment between you and the seller.
    Can you not pay cash on collection?

    Sent from my Pixel 2 XL using Tapatalk

  7. #7
    Your forfeit credit card protection is going through PayPal. If you do friends and family your forefeit any protection whatsoever.

    He just doesn't want to pay tax and if sent as business he will have to declare. It isn't anything to do with PayPal fees.

    Pick a different seller.

  8. #8
    Journeyman SydR's Avatar
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    ^^ this.

    You lose Section 75 rights

    https://www.moneysavingexpert.com/cr...Pal-Section75/

    and become dependent on those from PayPal (which you waive using F&F).

  9. #9
    Master
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    Surely the item would have to be worth a very significant amount for taxes to enter the equation. Any refusal for you to cover the fees or taxes their end, then they're clearly just trying to make use of your lack of comeback.

    I would never use friends and family unless it was say a reputable member of this forum.

  10. #10
    Journeyman SydR's Avatar
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    PayPal f&f payment

    If fees are ~£16 then, if my calculations are correct, transaction is circa £500?

    If seller is trying to avoid tax by suggesting f&f is this not then tax evasion?

  11. #11
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    Itís a reg plate, £530 it is. Itís for the daughters 21st in July. But even if I do f&f to his PayPal and itís a business account he still canít hide it so doesnít make sense.
    Not worth the risk I donít think.

  12. #12
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    Is he a number plate trader? It seems a very strange way to expect to do business if so.

  13. #13
    Master
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    I would walk away and very fast.

  14. #14
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    Flee!

    Sent from my moto g(8) plus using TZ-UK mobile app

  15. #15
    Grand Master Mr Curta's Avatar
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    AVO 1D

  16. #16
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    Quote Originally Posted by Mr Curta View Post
    AVO 1D

    clever,very clever

  17. #17
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    Quote Originally Posted by Mr Curta View Post
    AVO 1D
    Ha ha I like that😂😂

    He has agreed to take payment the normal way now so all is good! Fingers crossed.

  18. #18
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    Quote Originally Posted by golf View Post
    Ha ha I like that

    He has agreed to take payment the normal way now so all is good! Fingers crossed.
    dont do it

  19. #19
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    Very often the same plate is offered for sale by numerous dealers, have a look around to see if itís up elsewhere

  20. #20
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    Quote Originally Posted by Ashtons99 View Post
    Very often the same plate is offered for sale by numerous dealers, have a look around to see if itís up elsewhere
    Looked everywhere canít find it had a snoop on his profile and ask mid matched it to a car it was on in the picture.

  21. #21
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    Quote Originally Posted by bwest76 View Post
    dont do it
    I have buyer protection now so should be all good.

  22. #22
    Craftsman
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    Let us know how it goes

  23. #23
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    Iíve just been having a look through the cherished plate section on FB, a lot of prices actually arenít too silly.....certainly compared to what you see on the main player ads.

  24. #24
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    Quote Originally Posted by Ashtons99 View Post
    Let us know how it goes
    I will do.

  25. #25
    Master
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    Its in the name. Friends? no Family? no. Dont use...

  26. #26
    Quote Originally Posted by golf View Post
    Yes I have offered to pay the £16 fee to cover the cost. I understand that I donít get the PayPal protection, just wondering if my credit card would give me any protection. Think If he wonít take normal payment with me adding extra for the fees then I will pass I think. I also asked for a picture of his license if I did f&f but he doesnít want to give that either.
    If you have offered to cover the fees and seller is still refuisng then just walk away and find the next deal. With f&f, you are not covered by pp or cc

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