Quote Originally Posted by Andyg View Post
£80k might sound quite high, (about £4,600/month take home) but surely it's dependant upon out goings.

For example if someone had a 600k mortgage that's £1k/month.
Then you have rates - another £300/month
Home insurance, Utility Bills, food, etc - another £1000/month
A decent car On PCP - another £1000/month, inc fuel, insurance, tax etc -
A £6k holiday fund - £500/month
£100/week on stuff/luxuries/pets, mobile phone, internet, line rental, etc (£400)
A contribution to a pension - £300.

And that's 4.5k a month which leaves £100/month for rainy day money.

Now compare this with someone on universal credit £317/month.
Are you for real? Read what you wrote, and keep reading it until you realise why the comparison with UC is nonsensical. And no, I'm not going to help you.