Looks like you’ve considered most things. I have fitted oak in my past 3 homes but gone for quartz this time. The kitchen we have chosen is a Matt graphite colour and true handless, so went for a light 20mm quartz.
We struggled to agree on a worktop as there are so many to chose from at varying price levels.
Pro’s I don’t have to fit the worktops for once. Cons, they have probably cost £1500 more than oak.
We should know in 11 days whether I chose well, if not I will never hear the end of it. :(