Reply With QuoteThat stinks! Really feel sorry for you. I've bought and sold a couple of things on Facebook marketplace, but not anything as expensive as this. I'll definitely only buy off people with PayPal now after reading your story.
Hence the reason for not attaching the picture. I very much doubt any of the info is factual. The picture of the hand shown holding the watch certainly looks like a blokes hand. Could obviously be her ex's hand showing off the watch pre break up, but again, very doubtful.Originally Posted by asteclaru
That stinks! Really feel sorry for you. I've bought and sold a couple of things on Facebook marketplace, but not anything as expensive as this. I'll definitely only buy off people with PayPal now after reading your story.
The good news - it was only £200. I got done for £1500 years ago when I was green. I know it’s a bummer but don’t beat yourself up about it. Bet you’ll be super careful from now on....
It might be a pay day loan, lots of it happens on AVForums, their guide is always to get full contact details
Did you get any other contact details?
I just don't get how this happens either. If it's a UK bank surely there's a strong record of who opened it.
How does this work? Why might it be a pay day loan rather than the deception theft of £200? I'm not getting the point.
It happens that some people put something up for sale, string out the buyer until the end of the month, where upon they refund the money, ie pay day loan 0%
I'm not saying it is this, but it happens a lot
Ok thanks, yes, perfect timing for it too.
I think if the seller had used a genuine photo of himself sitting in a stained vest and pants in front of a computer screen he wouldnt have had so much success selling a dream.
Also the chances are he's sold the watch to more than one person from that advert so multiply the £200 and i guess he's had a good days work.
@P9CLY
Newly created FB acc. Tinder/escort like profile style. Twentysometing duckface with palms of a retired bricky suffering from fungal infection which never saw a drop of moisturising cream selling cheap men's diving watch - what can possibly go wrong?
Fas est ab hoste doceri
Nightmare, I feel your pain and disappointment.
Had similar happen to me on ‘The Watch Forum’ only £30 via PayPal friends. Add deleted and ‘long standing’ seller disappeared, that’ll teach me.
Nice tits.
...
BUBI 0_0
Regarding the photo on my Facebook my son was asked out on a date by a guy in his office recently. Turns out someone had used my son’s picture from Instagram as his profile picture on a gay dating website!
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+1 fair play
Don’t Learn by your mistakes
Learn by someone else’s....👍🏿
QUOTE=wileeeeeey;5157804]I have to say fair play to the OP for admitting to being scammed and sharing his experience. Many in that situation would say nothing. For one I never would have known about the name on account loophole.[/QUOTE]
Please learn how to use the quote function.+1 fair play
Don’t Learn by your mistakes
Learn by someone else’s....
Sorry about your cash. Interestingly from a sellers perspective I have sold one or two watches on FB, including that Harrods Black Bay I got. For similar reasons of worrying about being scammed I sold it on Paypal gift basis only, but from the buyer’s side he was wide open. Of course he got the watch and loves it but my rule of thumb on FB is only to buy from long term members of groups where others have maybe dealt with them before.
Also sometimes worth ignoring the friends family request and just sending a bit more money to make it a normal Paypal purchase (I did that once and guy instantly refunded me so spidey senses were working that day and a bullet dodged.
Consider it an 'internet speeding fine' £200 is a lot to some but hopefully it won't be for you... Lucy doesnt exist, the bank account probably by now doesn't exist either - classic scams that sadly the police nor bank have time to look into but if enough people report they would - unfortunately for most people they get embarassed to come out and admit it and the amount is not enough to waste time with the police or bank. But impossible is only the thing you don't try.
I lost €30,000 euros in a property scam - well was mis-sold some property luckily didn't take ownership of the property and this was the deposit, as i would be even worse off now as the market crashed in that particular area so I see it as a positive......
Might be possible but scammer’s timings must be very good if sold several times using the same bank account w/o the account being flagged/closed.
My thoughts are that the account will still exist, these scum rely upon the fact that it either won’t be reported or if it is nothing will happen.
I’d still report it to whomever will listen, which won’t be many.
Years ago I got scammed for around £30-40 for a free view box on Gumtree. Had the standard it’s been posted etc. I went to my local police station twice but each time was turned away stating that it was a civil dispute. I then went to police station near my work place and they also turned me away but I mentioned to the constable that I couldn’t believe that they would be allowed to get away it. So the constable took pity and filed a report. The case was different as I managed to locate the persons ebay and Facebook accounts and eventually an address. It turned out that a few others had also been scammed and due to the number of reports the local police in Portsmouth were forced to do something. A few months later I got an apologetic letter and a cheque for the amount.
Just a quick update...
My bank are now looking into this scam and aim to get back to me within 28 days.
Karma has kind of also played it's part as I've just received an apology letter from my old bank refunding me £232.18.
So a lesson has been learnt, but now I feel a little better about it. :)
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Bad luck, OP - hindsight is a wonderful thing. Many thanks for sharing though!
On the beneficiary bank account point, while it may well be impossible to recover the funds (which have no doubt long since been paid away or withdrawn) IMO it was well worth notifying your bank so they can take up with HBOS. It isn’t unusual for multiple frauds of this type to be set up simultaneously, all directing funds to an account which is either compromised and under the scammers’ control (using details gleaned from phishing etc), or is operated by a money-mule.
Either way, once HBOS are aware they will probably suspend the account which may at least stop others being done over in the same way. They’ll likely raise a suspicion report with NCA as well, which will give the authorities another “pixel in the picture” as they hunt fraudsters.
As as an aside, your bank may not completely leave you hanging despite the fact you authorised payment: more and more of them are taking action to compensate customers for “APP“ (Authorised Push Payment) fraud as it’s moving up the regulator’s priority list. You never know...
I had the same “our fraud squad will investigate and report ....” Never heard a peep back!
OP … have you considered contacting your local E-cops and reporting the scam? E-cops publish the latest scams cases and yours might tie-in with some of them.
Link for Cambs. e-Cops https://www.ecops.org.uk … maybe something similar operates in your area
dunk
"Well they would say that ... wouldn't they!"
*Quick update.*
Received a letter today from my bank.
The receiving bank that I sent the payment to has confirmed that they could have done more to protect the payment. However the investigations have shown that I could of done more to prevent the scam before making the payment myself. Therefore, the receiving bank are willing to accept shared responsibility with me and provide me with 50% reimbursement.
A £100.00 lesson learned.
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is it worth ringing the recipient branch and making them aware that the account may be being used for fraud? might at least flag something up for the next victim.
ktmog6uk
marchingontogether!
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