closing tag is in template navbar
timefactors watches



TZ-UK Fundraiser
Results 1 to 16 of 16

Thread: Travel Insurance for over 80's

  1. #1

    Travel Insurance for over 80's

    my father in law is 82 and has travel insurance on some Black credit card he has with Nat West

    on a recent renewal I understand that due to his age/has a pacemaker, that they won't cover him now

    He is planning a trip to the USA to stay with his daughter (my sis in law), but is struggling on the insurance front.

    Anyone know of specialist cover / experience

    many thanks..

  2. #2
    Master
    Join Date
    Feb 2014
    Location
    England and Spain
    Posts
    3,119
    At 82 nearly everyone has to self insure and a trip to the US with an "incident" could cost him mega bucks. Best advice is get his daughter to come over her

    There are loads of 80 plus ex pats in Spain having nightmares over this. They currently have EU cover but after that, goodness only knows.

  3. #3
    Grand Master mart broad's Avatar
    Join Date
    Feb 2005
    Location
    Essex
    Posts
    10,024
    Blog Entries
    4
    Travel insurance at this sort of age is a nightmare especially with the pacemaker but just make sure he does not decide to travel especially to the US without cover.
    I FEEL LIKE I'M DIAGONALLY PARKED IN A PARALLEL UNIVERSE

  4. #4
    Quote Originally Posted by Mick P View Post
    Best advice is get his daughter to come over her
    he's active and well, she comes here once a year, but he'd like to go to Newport Beach and enjoy the sun etc

    - - - Updated - - -

    Quote Originally Posted by mart broad View Post
    Travel insurance at this sort of age is a nightmare especially with the pacemaker but just make sure he does not decide to travel especially to the US without cover.
    he's Mr Sensible so will only go with cover....

  5. #5
    Master
    Join Date
    Feb 2013
    Location
    In the south
    Posts
    1,005
    My mum and dad are in their 80’s and do manage to get travel insurance (although not to the USA), think it is with Staysure or Allclear

  6. #6
    Master
    Join Date
    Jun 2013
    Location
    south wales
    Posts
    2,340
    There are "specialist" insurance companies, who "deal" with elderly customers and customers with pre existing conditions.

    I used one a few years ago (sorry cant remember their name!) for my mother, who was late 70s at the time, plus she had alzheimers.

    Maybe try putting the details into moneysupermarket and similar to get an idea who will provide the cover?

  7. #7
    Grand Master Neil.C's Avatar
    Join Date
    Sep 2003
    Location
    SE England
    Posts
    23,660
    Worth putting the details into an online broker, if not a specialist on elderly travel insurance.

    That said, a chap I know who is in his 80's who takes blood thinners could not get insured anywhere for travel to the US that he does regularly so he just chances it.
    Cheers,
    Neil.

    My Speedmaster website:

    http://www.freewebs.com/neil271052

  8. #8
    Grand Master mart broad's Avatar
    Join Date
    Feb 2005
    Location
    Essex
    Posts
    10,024
    Blog Entries
    4
    Quote Originally Posted by Neil.C View Post
    Worth putting the details into an online broker, if not a specialist on elderly travel insurance.

    That said, a chap I know who is in his 80's who takes blood thinners could not get insured anywhere for travel to the US that he does regularly so he just chances it.
    Neil
    You’re a regular traveller to the USA i lived there would you chance getting ill there without cover ? i know i wouldn’t .
    I FEEL LIKE I'M DIAGONALLY PARKED IN A PARALLEL UNIVERSE

  9. #9
    Craftsman
    Join Date
    Apr 2009
    Location
    Belfast
    Posts
    497
    Would Saga be able to help?

  10. #10

  11. #11
    Grand Master mart broad's Avatar
    Join Date
    Feb 2005
    Location
    Essex
    Posts
    10,024
    Blog Entries
    4
    Quote Originally Posted by craggie View Post
    Would Saga be able to help?
    As a old fart the only thing in my experience Saga help is themselves
    I FEEL LIKE I'M DIAGONALLY PARKED IN A PARALLEL UNIVERSE

  12. #12
    Craftsman
    Join Date
    Jan 2016
    Location
    London
    Posts
    802
    Saga specialise in overcharging the elderly. Try Staysure.

  13. #13
    Craftsman
    Join Date
    Jun 2014
    Location
    London
    Posts
    784
    My mum is 80 with a medical condition and we went with goodtogoinsurance.com, 26 days in Australia £170 gold cover.

  14. #14
    Master mondie's Avatar
    Join Date
    Nov 2014
    Location
    Llandudno (ex Oz)
    Posts
    1,676
    That seems like a good price but Australia and the UK have a reciprocal agreement on healthcare so that may be in part why it's so cheap. If that's representative then insurance rates aren't anywhere near as high as I would have expected. My dad is 80 in a couple of years so this is good info

  15. #15
    thanks to all who have contributed - I've given him some of the links to do his research

  16. #16
    Grand Master Neil.C's Avatar
    Join Date
    Sep 2003
    Location
    SE England
    Posts
    23,660
    Quote Originally Posted by Neil.C View Post
    Worth putting the details into an online broker, if not a specialist on elderly travel insurance.

    That said, a chap I know who is in his 80's who takes blood thinners could not get insured anywhere for travel to the US that he does regularly so he just chances it.
    Quote Originally Posted by mart broad View Post
    Neil
    You’re a regular traveller to the USA i lived there would you chance getting ill there without cover ? i know i wouldn’t .
    Nor would I Mart.

    A friend in the US recently had an emergency appendectomy. A few complications, but it came out at $98,000!

    The old chap I refer to has a son in the US who is very wealthy and has said he would cover any of his medical bills which is why he does it.

    Going anywhere, especially the US without adequate cover is just insane IMO.
    Cheers,
    Neil.

    My Speedmaster website:

    http://www.freewebs.com/neil271052

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •