All poppycock.
There is no single way of wiring specified in part P of the building regs or in BS7671:2018 - the current edition of the UK wiring regs.
You can wire in ring, radial, spur and provided that the cable is appropriately rated, protected for overload and RCD faults then you can use any method you want.
You can use single cable in conduit (normal in some commertial work) or twin and earth as you see fit - again select cable to suit the situation.
Design the system to meet the need - can you wire as you described within regs? Yes. Why would you? If each circuit is on RCBOs then you only ever trip that circuit. If you trip a circuit in a domestic install regularly then you either have a bad install that is underrated, or faulty equipment.
There are limited times when medical equipment, servers are put on their own circuits but beyond that I don't see why you would want or need to.
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