I’m probably a prime person to suffer from IHT when I (and the missus) croak it, mainly because we have a fairly nice house on the London borders. But there’s a few reasons why I couldn’t give a monkeys about IHT;
1) All assets will go to the missus tax free, so she’ll be all good.
2) I’d like the kids not to be gifted a huge amount of money so they lose purpose, but rather they worked for there own future.
3) If you want to give it to the kids, do it well in advance and you’ll avoid IHT
4) I’ll be dead, kaput. Finito. My tax concerns will be somewhat tempered by this event.
I’d rather be angry about tax while alive and can spend it.
I find it strange that so many older people get so wound up about IHT. It seems like the Conservative party and supporters are absolutely obsessed about it.