Collection insurance

[Oysterman]

Hi all, probably been asked a million times but I need recommendations for my collection, any really good value policies out there?

[TKH]

Hi all, probably been asked a million times but I need recommendations for my collection, any really good value policies out there?

Try Direct Line Select Premier

https://www.directline.com/select-premier

[Ikincooper]

Adding mine to my Aviva home policy, as specified items has been relatively cheap and only started to become more complex with individual pieces exceeded £10k.

Even then with a safe installed, options still exist just things need referring to an underwriter.

All the above said, I’ve never had to claim for an event occurring to a watch so I can’t provide the total picture.


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[NikP]

Hi all, probably been asked a million times but I need recommendations for my collection, any really good value policies out there?

I recently posted a thread on that, take a look. I went for M&S insurance based on majority of the recommendations. This doesn't mean that is the right one for you but check it out.

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[eletos]

Just had my M&S renewal. Gone from £750 to £1100! Watching this with interest.


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[andy tims]

Can anyone recommend stand alone insurance?

M&S seem to only insure valuables to £50k. John Lewis told me they only insure valuables to 25% of general contents value.

I’m with NFU mutual. The cover is great, but the premiums are getting too high.

[Ikincooper]

Can anyone recommend stand alone insurance?

M&S seem to only insure valuables to £50k. John Lewis told me they only insure valuables to 25% of general contents value.

I’m with NFU mutual. The cover is great, but the premiums are getting too high.

https://www.ripeinsurance.co.uk/valu...tch-insurance/

The above is the only stand alone I’m aware of


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[watchlovr]

Can anyone recommend stand alone insurance?

M&S seem to only insure valuables to £50k. John Lewis told me they only insure valuables to 25% of general contents value.

I’m with NFU mutual. The cover is great, but the premiums are getting too high.

John Lewis has a “specialist insurance” product. Ask about that, it can go double the m&s limit

[watchlovr]

https://www.johnlewisfinance.com/ins...insurance.html

[TKH]

The Direct Line Premier is ‘standalone’ very knowledgeable and no insane criteria the premium was palatable

[watchlovr]

John Lewis has a “specialist insurance” product. Ask about that, it can go double the m&s limit

I should have said more than double the m&s limit. I do not know if they actually have a limit, however unless new, everything will need to be valued.

[andy tims]

https://www.ripeinsurance.co.uk/valu...tch-insurance/The above is the only stand alone I’m aware of

Thanks, but the minimum individual item value for this policy is £1,000, the maximum value for each is £20,000. The maximum combined value is £30,000.

[Onelasttime]

Just had my M&S renewal. Gone from £750 to £1100! Watching this with interest.


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One of the reasons I had to ditch them this year.

I ended up with Halifax for the same level of cover and same price as last year, give or take £150

Specified items over £3k covered home and away. Anything under £3k covered under contents and personal possessions away from home up to £15,000 (£3k each item).

[tobywatches]

https://www.ripeinsurance.co.uk/valu...tch-insurance/

The above is the only stand alone I’m aware of

Absolutely no experience of it but I’m pretty sure Hodinkee do their own standalone watch insurance.


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[Ikincooper]

Absolutely no experience of it but I’m pretty sure Hodinkee do their own standalone watch insurance.


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They do, just not in the UK unfortunately


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[Dave O'Sullivan]

I’ve used TH March for years.

[Paladin67]

TH March were very competitive for me. Fitting a safe made a huge difference.