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Just wear a thin fleece or gilet under it then.

It's a jacket, not a coat. Have you got the zip-in liner for it? Mine can take two options - a thinner padded one, or a thick fleecey one.

If going for a Barbour, try it on first, if you can.

I have 3 different jackets - one is XXL, one is M, and the zip-in liner that fits both is L.

The XXL is made in England, the other two don't...