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Don’t worry about it as he may well not ever pay it off anyway. Think of it as an extra tax not a loan.
Yes interest rate is ridiculous. My son has approx £45k loan (as do many/most students after...

It should still be taxed on an emergency code pending HMRC telling them what tax code to use.

This may help with continuing to pay into a pension.
...

Yep, we are in a private road. Makes no difference to council tax.

I think around 30p in late 70’s. South Manchester. Not a lot of choice from Robinson or Boddingtons.

In the city Holts was a bit cheaper than anything else.
...

Band E £253pm over 10 mths. We are told it’s one of the lowest in the country.

I’d rather pay a little more and get some half decent services.

https://bushcraftuk.com/community/threads/william-rodgers-i-cut-my-way-knife-any-good.144581/

A Google finds one on eBay USA for £60ish but it hasn’t sold.

Could be as old as 1950’s.

They are also going to want to buy a house sometime.

I’d consider a stocks and shares LISA, 25% added by HMgov.

My youngest has one and should be buying a house in next few years. Also had a...

That’s the issue though- it hasn’t got to turn up something one month.

I know a few people with the max and only one in the last 20 odd years has won a larger amount (£25k)

I’d vote for Croatia or Crete.

Crete has a number of historic sites, Spinalonga, Knossos, Venetian Harbours at Rethymno and Chania and a number of forts.

Also other places like Samaria Gorge,...

Have three pairs getting on for ten years old and all still excellent

I personally wouldn’t give any of my business to Saga having dealt with them during my business life. Always seemed to exist to rip off the over 50’s.
Got a quote from them for my Mum a few months...

In the UK the bank is probably not the best place to go for a pension

But the NHS don’t do implants and £2500 each is pretty good value.

Been private for 10-15 years. Most of the treatment I’ve had isn’t available on the NHS, or if it is it uses inferior materials.
£140 every six months for check up and hygienist is worth it IMO.

Stayed at the Carlton just outside Tenderloin. Lovely hotel and walked through the Tenderloin with wife and son. Yes there were homeless and druggies about but they just ignored us.
That was during...

Went in 2019- highlights were Yosemite, Tioga Pass, Death Valley.

People saying SF is a dump is like saying London is a dump. It isn’t but there are good and bad bits.

Alcatraz was excellent...

That is quite simply not true. As long a condition has been disclosed and accepted by the insurer then it is covered.
If disclosed and then stated as an exclusion then obviously not covered.

Best...

Same down on M27. They just about finished the so called “smart” motorway when they then decided to do some bridge work, so coned off a lane at back to 50 mph. That was done a few weeks ago and still...

Surely that just needs burning off and rubbing with wire brush or crumpled tin foil?

Cast iron grates get seasoned over time (like frying pans) and don’t need much maintenance.

Weber is the obvious one. Had mine about 8 years and still excellent. Charbroil are worth a look too.

You do know a proper BBQ isn’t gas don’t you:tennis:

There is no theory about it. It’s tax free taken as income or lump sum.

This is only for DC pensions where there is a “pot”, NOT final salary

Pension pots in general are always outside IHT. If death occurs after age 75, the beneficiaries are taxed at their marginal income tax rate. Death before 75 then no taxes to pay.

Yep mine took a couple of weeks

Used to have a Dyson. It’s in the garage now to just do the car and the Shark does the house.
I’d have the shark every time

If that’s where you bought it then that’s fair enough.

Their UK service (both Shark and Ninja) have been spot on for me and family. The head on my sons broke (hose split) and they sent a new one...