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Here they go again :yawn:

I remember listening to that podcast and wondering if it might be the same Dave O’Sullivan as here on TZ… good info thanks.

Similar to Neil, we self insure now and have so far saved a few thousand pounds. Ernie’s 12 and going strong

Sorry my previous response wasn’t entirely clear. Its Margate

Looks like a restaurant that somebody posted a photo from in your Andalusia recommendations thread

At this sort of budget I wouldn’t write off Gumtree or Facebook because both are free to place an ad. Many private sellers would balk at paying the £50 (ish) Autotrader fee. Caveat emptor, buy the...

I’ve never had a risk assessment/score performed but have a very good idea of my personal risk appetite. TBH if a risk assessment came up with a result that varied from my own perceived appetite then...

Agree with this. My employer won't add their NICs but that's because its an international company and they need to be seen as treating staff in different countries equally.

All these years and I’ve never known that is a link to the fundraiser :doh:

Wishing you strength through choppy waters Mike, and in the meantime I second the comments that watches are not worth consideration while there are more important things to focus on - especially...

To be honest, I was willing the Gooners to steamroller Villa with the hope/expectation that they would fall short during the run in. Fair play Villa though - they stepped up this weekend while Spurs...

So Ivan is proving Aguero had better stats than Salah :biggrin:

Happy Friday all!
https://uploads.tapatalk-cdn.com/20240412/10b78ce318a09db47cf583e88168bdc5.jpg

No experience, though I like to think that a new entrant to a market tries harder and discounts to gain market share. I'd be giving them a try - and spend the difference on extra leg room seats.

To be honest I had no idea gold is currently more valuable than platinum - is that just a recent development? I guess if manufacturers can get away with it , they will.

Ditto - of course while being very careful to ensure the driver has seen me. If I have right of way they can FRO

I rather like it. Performs the day/night function in an understated and less blingy way.

Haha - tea spat

If you don't need the extra cash, and salary sacrifice is an option in your workplace, then it would be most tax efficient to sacrifice an equivalent value from your earnings into a pension, and use...

78% of the stock market’s best days occur during a bear market or during the first two months of a bull market. If you missed the market’s 10 best days over the past 30 years, your returns would have...

The DSUB1 has been relaunched with in house movement as the DSUB10.
It appears otherwise unchanged and is now €2,430 / £2,100 which is about equal with a Sinn U1.
www.damasko-watches.com...

Thanks for the info [emoji106]

Is the SDR's bezel black steel or plastic? If the former then I'd seriously consider swapping out my Damasko Dsub

West Lothian band G, £2,723 plus water & sewage to total £3,636.

Another come-from-behind late win courtesy of Son. Nerve shredding, but TFFT