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Just to close the loop on this one, I called HMRC today, and the adviser amended my tax code so this current year I get relief immediately, then confirmed for last financial year I could amend my...

Fantastic thanks everyone. I will be on the phone to HMRC in the morning. I was going to write but sounds like a faster response via phone call.

Thanks again!

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Thanks everyone, I have checked with my employer and they apply only basic relief, so I do need to claim. Luckily I only need to claim for the past 4 years plus the tax year just closed which I can...

Yes its apparently normal practice, even if you have lost out you can claim for the last 4 years so at least you get some of it back, I found this quite helpful:...

Ah sorry replied to the previous msg, but this makes sense.

Thanks for this, I do intend to use self assessment going forward.

If I understand right declaring the amounts in the tax return allows HMRC to adjust your tax code for the following year to...

Hi all,

I have only recently become aware that my latest workplace pension only applies basic rate tax relief to my pension contributions. As a higher rate tax payer I know now that I can claim...

A vote here for the compact Samsung mono laser model ML1665, have had an earlier version about 10 years, has been excellent. Used to run a small business printing about 1500 sheets a year, but...

Thanks both for your input, agree I would not normally buy a broken quartz but my son did, so keen to see if I can help him recover the situation

I'm hoping for a bit of advice regarding a Super Seville Quartz that my son bought recently. Its actually a pretty nicely made watch with solid bracelet links etc, and of course greatly appeals to...

Very short review of a recent purchase, bought second hand whilst on a visit to beautiful Marlowe. Its not my normal sort of watch, but looked very nice and surprisingly the quality seems pretty...

Superb, really like the Ultronic, have thought about buying a chrono version of that very watch a few times.

Superb collection of hummers on display, thanks everyone for posting!

Bit of an update - I believed the watch needed a service as I had replaced the battery when it stopped a couple of times, but...

Thanks both, unfortunately closed for business till late October. Any other suggestions?

Thanks good shout will get in touch

A new arrival today, a Tissonic in pretty good condition, runs but stops and starts and the date is a bit sticky so needs a service. Any suggestions who might be best to help? I used STS for my...

It's a Saturday

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Ah I see many thanks yes that make sense - will look into that a bit nearer the time, may be worth deferring if that is the case.

Well not strictly no. But I am talking about 2 final salary schemes that mature age 60, no lump sum, no taking the pension early, just allowing it to start at the date it is meant to start. Your...

Many thanks to all who commented - better informed now, I have a few years before the final salary pensions mature so plenty of time to get professional advice but great to have a lot more...

Many thanks everyone, will have a read of the linked article. Will of course be getting professional advice nearer the time but nice to hear there might not be any particular pitfalls taking them...

I always find January a gloomy time so I've been daydreaming about retirement and looking at pension arrangements. I am still a few years from retirement, but I have a couple of final salary...

Thanks both for the suggestions will investigate those.

Its an online toy retail website, focused on space/NASA themed toys, games, dressing up etc. Appreciate it is pretty niche but I imagine...

Hi all,
Wondering if anyone might have any suggestions for where I might sell a small online business. Its online retail and in the past has been pretty successful with a large 5 figure turnover...

Its obviously a growing industry! I'm aware of a guy named Frank Zwecker who recently trademarked the phrase "remove before flight" and pursues those who sell items with that branding despite the...