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    I agree. Start in childhood I reckon, 11 or 12...

    I agree.

    Start in childhood I reckon, 11 or 12 earning, saving...joke.
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    Damn right. I read discussions are under way to...

    Damn right. I read discussions are under way to potentially raise the state pension age to 71:frown:..now I'm fairly sure to many that the state pension up to about 200 quid a week, 10.5 k pa, is a...
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    If the average UK persons LIFETIME EARNINGS ARE...

    If the average UK persons LIFETIME EARNINGS ARE 566k, ONS figure, then for the average/ man woman even a tolerable retirement may be mathematically impossible to achieve within the UK...might be...
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    Totally agree...I imagine you find life in...

    Totally agree...I imagine you find life in Thailand as cheap as chips compared to Blighty...well, as chips used to be.:wink-new:

    Location is almost everything, that's why freedom of movement...
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    Now that's riding the gravy train.:playful: A...

    Now that's riding the gravy train.:playful:

    A bygone age.
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    Personally been a bit wary of pensions, yes...

    Personally been a bit wary of pensions, yes there's tax advantages, yes the employer puts in but it always felt to me like it was potentially a bit of a swizz, the UK's pensions were historically...
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    Good question, short answer I dunno.

    Good question, short answer I dunno.
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    The very best of luck to you.

    The very best of luck to you.
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    Just thinking it through, the pot required for a...

    Just thinking it through, the pot required for a really good retirement UK based, sounds like a pot worth a million and half by 65 is a goodly number to aim for then. The average Brits life time...
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    That shop could be done for two out here, and the...

    That shop could be done for two out here, and the meal out, a 3 or 4 course menu del dia is typically around 12 euro per person, usually includes a drink. Thereīs some very good supermarket wines for...
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    I chat with my Pa most weekends, he and Ma are on...

    I chat with my Pa most weekends, he and Ma are on the basic statey plus iirc a tiny, tiny private stipend from when Mum was a school cleaning lady...Pa confirms they can manage OK, but they donīt get...
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    I was in Andalusia 2 weekends ago, still lovely...

    I was in Andalusia 2 weekends ago, still lovely weather.
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    Aye itīs that ability to walk distances comfortably on anything other than perfect flat surfaces that Iīve noticed going in several, most if Iīm being honest, older folks, family, of our...
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    Sounds great I hope it is as you describe, well...

    Sounds great I hope it is as you describe, well funded and sufficiently resourced for your lad. From your description it sounds like it might just be the one part of the welfare state safety net that...
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    Agree.

    Agree.
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    Valid points.

    Valid points.
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    Genuinely curious, I dunno how it works in GB or...

    Genuinely curious, I dunno how it works in GB or Spain for that matter and the few news stories Iīve read suggest some of these Homes can be a horror show, but will your son get a free place in...
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    Doesnīt go as far nowadays Iīll bet, not when a Pintīs 5 to 8 quid and fish n chips is 10 to 15 quid...caught an article last week about the UK 50 somethings who elect to go part time, one mid lifer...
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    You lost me at living in a city tbh...everyone's...

    You lost me at living in a city tbh...everyone's different, every place is different but living in spacious beautiful countryside with beaches near by and a mid size history drenched city 20 minutes...
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    Gotta say some spicy numbers in there...I didn't...

    Gotta say some spicy numbers in there...I didn't realise Thailand was soooo expensive... ain't it a hot/humid place, beaches, outdoorsy, flip flops rather than fancy shoes... a grand a month on...
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    Too right. My 84 year old Fil's having his leg...

    Too right. My 84 year old Fil's having his leg off below the knee today. Been suffering with one thing or another more or less since I met him nearly 3 decades ago. His quality of life/ mobility has...
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    Interesting stuff, we agree on some core points....

    Interesting stuff, we agree on some core points.

    I enjoy having the Dadding business to focus on, it seemed it wasn't meant to be on our cards for some years, not a few mishaps, sadly. Hands On...
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    Been lucky once or thrice. Sort've is but then...

    Been lucky once or thrice.

    Sort've is but then we don't all start at the same point, for some ladders must be climbed, for others they seem like escalators, rising inexorably despite lousy...
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    Exactly...I was never snr material, lacked a real...

    Exactly...I was never snr material, lacked a real gift/ enthusiasm for it, just about managed to get myself up to an above averagely paid position, dint of hard work and using what the training...
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    Interesting I too avoided managing people, stuck...

    Interesting I too avoided managing people, stuck with the sales, then snr sales, then biz dev roles publishing/ marketing stuff... BS really or selling 'smoke' as a Spanish friend called it at the...
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