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I think, of all the things to worry about right now, other people making bad financial decisions is fairly low on my list!

You can...you just need a trading account at e.g. Interactive Investor or similar.

While we are at it...every single fund I am in has taken a hit this week and last.

I'm not concerned long term.

True. An argument for diversified investment. LT is I think heavily invested in Japan and has done well. Probably started the fund post the period you are talking about though.

Unless you were planning on selling LT soon for some reason it won't make any difference IMO. Things will bounce back and no one knows when to sell or buy to take advantage either way.