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    Unless you want some kind of active management,...

    Unless you want some kind of active management, then a combination of Vanguard trackers will do the trick. You can pick what % of each you’d like - US; emerging markets, high yield etc, or, just pick...
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    Thanks. Your criteria sounds very similar to...

    Thanks. Your criteria sounds very similar to mine. Not really interested in school catchments as just not relevant to us any more. The only thing I would add is a level of ethnic diversity in or...
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    I’m sure that Cort make guitars for other well-known brands.
    Their own brand ones have always been well reviewed as they use the same expertise as when making guitars for others.
    Especially when...
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    Up to £800k and min of 3 bedrooms and detached. Would ideally like to spend less so we can spend more on any work needed etc.

    All ears as to how you did your recon before getting in the car and...
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    Probably something in the middle. Grew up in...

    Probably something in the middle. Grew up in Berkshire, moved to west London, got married and had kids, moved back to Berkshire - mainly as the kids were small and my mum lived there.

    I don’t...
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    I’m really open to where we go, others in the team less so…
    I’ve always fancied living in Scotland. Always got on with Scots and the scenery is amazing.
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    How did the Red Special sneak in there??

    How did the Red Special sneak in there??
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    Splash of red with the speakers would really...

    Splash of red with the speakers would really stand out, in a good way.
    Looking really good...
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    Student days (separately)...

    Student days (separately)...
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    Too close to Leicester for both Mrs Bambam and I!...

    Too close to Leicester for both Mrs Bambam and I! We have 'history' from there so a no-go for us.
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    Some fabulous watches as usual. Loving the...

    Some fabulous watches as usual. Loving the diversity of backgrounds as well. This one for me today...

    https://i.imgur.com/vvdapfL.jpg
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    Thanks, that is a great piece of insight,...

    Thanks, that is a great piece of insight, especially the part about maybe having downsized too much and the cost of repair and upkeep on an older property. We quite like older places, unless its an...
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    Thanks and that is one of the things that we...

    Thanks and that is one of the things that we don’t want - ie lack of diversity. We aren’t white so it matters to us.
    One child is at Uni in Cardiff and the other will be in London. We do like...
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    Thanks, good to know that there is a path to...

    Thanks, good to know that there is a path to follow. Anything they would have done differently do you know?



    Not sure, probably come with us to be honest and then move as/when needed depending...
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    Are you looking there because you have existing...

    Are you looking there because you have existing connections there or just because it’s a place you like?
    I know that having to start again from a local connection perspective is a concern for Mrs...
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    Thinking of moving - but not sure where to!

    Hi all

    I've followed the early retirement thread with some interest over the last couple of years and have been thinking about what is next for me and the family.

    Now caught up in yet another...
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    Will do. Easter is probably ambitious for...

    Will do. Easter is probably ambitious for building a bookcase to surround the door as I need to build the workbench first so that I can actually use the tools safely and have enough space to cut...
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    Agreed! The desk area itself is ok, but I...

    Agreed!

    The desk area itself is ok, but I need to start again with how the rest of it is used and what goes where.

    I might need to build some bookcase type thing around the door so I can put...
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    I daren’t show you my room! Bits of it are ok, but as it’s long and thin I’ve always struggled with how to utilise it effectively. Also has a bunch of other people’s stuff in it which doesn’t help. ...
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    Thanks! They seem to have lots of choice and not...

    Thanks! They seem to have lots of choice and not too far away so might see if I can pop in and have a look at all.
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    Really interesting thread and now I’m looking for speakers that I didn’t know I needed!

    Could do with a new chair so where’s a good source to look for used/refurbished office chairs like the Human...
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    If you’re going to be in London anyway, then it’ll be worth popping into the Yamaha store on Wardour street.
    They have a good selection of acoustics in a range of price points.
    When I was last...
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    OT - Psychology placement

    Hi all

    As some of you know, my daughter is in the 2nd year of her Psychology degree (some of you kindly completed a survey for her recently, so thanks again for that).

    Year 3 is supposed to a...
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    I sent you a code, hope it came through OK? Just...

    I sent you a code, hope it came through OK? Just seen that it is for purchases of £2,000 and up - checked the T&Cs as hadn't seen that before.

    Cheers
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    I have a code if it’s of use to anyone.
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