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Did a Google search and a recent Guardian article said “only about 5% of small- and medium-sized enterprises (SMEs)” offer salary sacrifice for pensions. No idea what proportion of employers who do...

Thanks. Think I posted for some suggestions a while ago. Nothing I’ve tried has been as effective as a very small amount of Jeyes in a few litres of water!

Similar experience with Jeye's Fluid. Used to be a great mosskiller, even in very low concentrations.

What's he worth now? Hindsight is a great thing, of course, but £150m last summer looked decent business.

I’ve just started a trial via Vision Express. My long and short sightedness aren’t “severe”, as far as I am aware. To be honest, I’m a bit disappointed as the reading correction isn’t quite...

So all I need to do is hassle my AD every two weeks and I’ll get the watches I want?!

You don't sound to be in any danger in the short term but obviously you need to avoid accusations of fronting when the young person passes their test and wants use of the car regularly/predominantly....

Never heard of that being prosecuted but people are prosecuted, and sometimes jailed, for tax evasion. Not really sure you’ve chosen the best comparison there.

Thanks, yes I did see that but the Outfox offer was a fiver a month or so cheaper for me. I'd rather know there was decent customer service before committing, however.

Dragging this one up from last year.


There does, at last, appear to be some choice returning to the energy market.

I'm on a standard variable rate with Sainsbury's Energy (E.On) having come...

In the real world, deliberately failing to account for VAT that is due is fraud. Whether or not it's widespread, it's still illegal.

The famous quote, attributed to a judge, is that the difference is the thickness of a prison wall....

Think that’s correct but a big if. There may be no documentary evidence one way or the other. Might save some tax but then if the project has issues, you’re rather stuffed as everyone will say it’s...

All comes down to who your contract is with. If the contractor is arranging and managing subcontractors, that doesn’t help an analysis that the customer is separately engaging individual trades. ...

Surprised how quickly VAR ruled on the tight offside at the end of ET.

Coventry were excellent. I think Manchester City will be pleased to avoid them in the final.

Emoloyers can do as they please but there are various upfront and ongoing legal/HMRC obligations to be observed in operating salary sacrifice so it’s not cost-free. The employee saves EE’s NI and...

The bonus amount was the bonus amount so the employer’s NI liability (or otherwise) is entirely the employer’s concern and not the employee’s. If the bonus had been subject to employer’s NI, would...

My A1670 - iPad 12.9 2nd gen - is still going strong. That model was apparently brought out in 2017. I can’t remember but may have got from the Apple refurbed section of their site. I don’t make...

Some ridiculously skilful and/or amazingly lucky saves in today’s games. Great entertainment from both games.

Be very surprised if there aren’t more twists and turns in the last 6 games. I...

Some ridiculously skilful and/or amazingly lucky saves in today’s games. Great entertainment from both games.

Had a look as a matter of interest. Chelsea have had 11 pens awarded with the Manchester clubs both on 6 - fewer than Arsenal, Liverpool and Newcastle, and one more than Brighton and West Ham.
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It’s definitely a design/manufacturing issue and does my head in how many manufacturers fit diamond cut these days.

Was a valuable collection like that not valued for probate purposes?

You won't need any diving weights if you wear that. That really is the plot being well and truly lost.

Works for me if it means I now can't get a watch I don't want instead of the usual can't get what I do!