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https://www.theguardian.com/business/2023/aug/14/number-of-landlords-selling-up-in-uk-grows-mortgage-rates-surge-buy-to-let

I think that is stretching moral responsibility a bit far, no?

By the time your average worker has repeatedly moved his pension around (if he can) according to the 'morality of the day' - he...

Help to buy was surely an attempt to get people onto the property ladder, AND stimulate the building industry? The latter could have been the principle desire. But surely the biggest influence...

Hah! I've barely opined on BTLs, and then only in general terms and questions.

I do not have a BTL, never have.

This week? This month? This year?

Not sure where your edit above - dovetails into your 'lol' on theories...........................

You decided we are all landlords?

Or less imaginative ………..

Get the small landlords out of the ‘industry’ for the properties to be agglomerated within large companies, with their cronies as owners/directors.

Does that make a difference if the prospective purchaser has a high percentage of equity in the property? (say - 25%)

I know there were posts about people re-negotiating purchase price after...

Traditional for people to dig in for Christmas and hold off listing.

Friend of mine was looking for a new-build in Dorset. Builder lost a lot of immenant sales due to failed mortgage...

Many people tend to have this mental refusal to drop the asking price to a new market 'value' - if it was significantly higher (say) last year.

Even if they eventually have to drop the asking...

They will be paying income tax on 3.5 times the rental too, though?

I suspect you meant: "property" ?

I think it matters to rather a lot to people who see it as a partial method of funding their care requirement possibilities.

Death or care requirement of first in the marriage: Sell and...

When prices dropped before, there was a high proportion of sellers who held the belief "We're not selling at 0.95 of £XXXXX - the house was 1.0 £XXXXX two months ago!" and they held out. Most...

If only - they had people to advise them, before making financial policies! :nonchalance:

Strange style…………

Don’t you have to pay tax on your investment interest/dividends - does that not swing it heavily in favour of excess mortgage payments?

Life insurance cover premiums for your...

Narrow that down to an area?

That's not a bad concept. Refined further to be only for "downsizing" (in terms of cost or number of bedrooms) - and it makes even more sense (to me) BUT - perhaps they would see it as a way for...

People generally dig in for Christmas (poss the 2 months leading up to it), and then get their act together in the new year -creating a pent-up stimulus. I guess that has to stabilise again after...

I think- half the time they just like predicting something that if it actually occurs - makes them look like some sort of seer.................... :eagerness:

If it doesn't occur, and someone...

Interesting.

I can't help but think that in these times of increasing pressure on incomes - that many will dig in, and not move house with all the attendant costs, which may cause a lack of...

Is it the same one who was planning it way back in the thread (Sept 2020)?

If so - has he said why he held off for this long? He would have been looking to repurchase now?

I was sceptical...

Loads in the south of England where the gardens were large in comparison to the size of the bungalows are now going for huge sums, and either rebuilt for the buyer’s use, or as you say - to sell on....

as long as your next seller isn't tied into a chain, but at least you will have halved the risk.

Such is the attraction of "no chain" buy and sell. Scotland differs only in as much as contracts are usually signed much earlier in the process, and there are clear rules on expenses liable for,...