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  1. Replies
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    Vanguard SIPP annual fee 0.15% and that’s capped at a maximum of £375.

    I hold just a single Vanguard index tracker fund that has a 0.23% fee.

    Clear and concise, pretty cheap too.
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    Something like the Vanguard FTSE Global all cap...

    Something like the Vanguard FTSE Global all cap index fund might be a good start.

    It’s well diversified with about 61% in usa, 6% japan, UK 3.5%… etc

    A very much “invest and forget “ kind of...
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    Very sad, we love our pets so much. Our Gizmo...

    Very sad, we love our pets so much.

    Our Gizmo was diagnosed at about seven with kidney issues, we changed his diet to exclusively Hills K/D and he got to 19.

    He went very quickly when his time...
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    I have an NHS dentist, not sure how. still...

    I have an NHS dentist, not sure how. still getting my root canal sorted but hopefully finalised on the next visit which will be the fourth. £70
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    This is the same result as I have experienced,...

    This is the same result as I have experienced, like you i just use the anysharp on my cheapee knives.
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    Just be careful how often you use it as each time...

    Just be careful how often you use it as each time it strips away a bit of metal from the edge. It does leave a good sharp edge but I only use it on one cheaper knife now, it looks rather deformed.
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    Car hire in Spain

    Check the martin lewis website he often has links to providers with discount codes.

    I just booked a car directly with Europcar for 13 days in rhodes airport to airport.

    worked out at about...
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    I am aware. Deposit is still made as per normal....

    I am aware. Deposit is still made as per normal. If damage / loss occurs hire company recovers that from my deposit, up to £800 in this rental agreement.

    I then take that loss evidence from...
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    Yes it is although home insurance excess...

    Yes it is although home insurance excess providers are more limiting , i have seen a combined policy that covers home, car and travel. And private car insurance, got to be the way to go for...
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    Take the highest excess to reduce premium and...

    Take the highest excess to reduce premium and then take out separate excess insurance. Savings should offset the cost of the other.
  11. Thread: Premium Bonds

    by T1ckT0ck
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    £725 this month, closes my year at about 5.4%


    Sent from my iPhone using TZ-UK mobile app
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    Parents use economy 7 overnight to charge up...

    Parents use economy 7 overnight to charge up their two hulking old school storage heaters but they do there job well enough for their small flat, modern versions certainly look better but neighbours...
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    Any good New TV Series worth watching

    I really enjoyed this but unfortunately Amazon didn’t and it wasn’t given any more series. Real shame as it had potential.

    Check out Silo if you fancy something kinda similar.


    Sent from my...
  14. Thread: Premium Bonds

    by T1ckT0ck
    Replies
    90
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    11,418

    Wife holds the maximum and has won most months,...

    Wife holds the maximum and has won most months, no large wins but over the last year it equates to 3.8% return.


    Sent from my iPhone using TZ-UK mobile app
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    So sad to hear this, my condolences. Sent...

    So sad to hear this, my condolences.


    Sent from my iPhone using TZ-UK mobile app
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    Just watched The Hunt with Mads Mikkelsen. Well...

    Just watched The Hunt with Mads Mikkelsen. Well what a film, certainly no popcorn movie that’s for sure. If you fancy something compelling, disturbing and emotionally charged, watch this film....
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    Used Lastpass for years but got spooked when they...

    Used Lastpass for years but got spooked when they got hacked.

    Move to BitWarden, no hesitation to recommend, it’s great. I pay premium subscription not because the features are needed but to...
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    They normally cover their own lol Bought a...

    They normally cover their own lol

    Bought a Fjallraven Yupik parka after recommendations on here, fantastic jacket.
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    Watched Plane on prime last night, wasted really...

    Watched Plane on prime last night, wasted really expecting much but really enjoyed it… real popcorn film.


    Sent from my iPhone using TZ-UK mobile app
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    I too was really disappointed, expecting so much...

    I too was really disappointed, expecting so much more. Looked great but thats it unfortunately.


    Sent from my iPhone using TZ-UK mobile app
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    When I visited a couple years back they had my...

    When I visited a couple years back they had my favourite pinball, The Adams Family, fantastic and LOUD.


    Sent from my iPhone using TZ-UK mobile app
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    The Patient on Disney+ surprised me. Psychopath...

    The Patient on Disney+ surprised me. Psychopath kidnaps his Therapist in the hope of curing him. Really good watch.


    Sent from my iPhone using TZ-UK mobile app
  23. Apparently last months file openings are almost...

    Apparently last months file openings are almost double than the average of the last six months, it’s the highest since 2021. Really odd market at the moment, perhaps like you said it’s niche based on...
  24. View Post

    My wife’s firm in Norfolk hasn’t seen any drop in conveyancing and they are watching it very closely.


    Sent from my iPhone using TZ-UK mobile app
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    Tiny dancer: nailed that, loved it . Sent...

    Tiny dancer: nailed that, loved it .


    Sent from my iPhone using TZ-UK mobile app
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