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    Thanks everyone much appreciated.

    Thanks everyone much appreciated.
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    Omega question?

    Sorry this may be a bit of a vague question but Iím on a cruise around NZ and ships internet isnít that great. A friend has seen a sea master in the shop for sale - newish model where they have it in...
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    I definitely wouldnít do that - unless you can afford to lose it which in your case you canít. As it would be borrowed money. Too many potential downsides and in a way itís just gambling.

    If you...
  4. It depends on the type of endowment policy - is...

    It depends on the type of endowment policy - is it unit linked or with profits?

    If it's unit linked then essential its probably worth what its worth and will go up or down depending on the...
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    It's an expensive exercise but hopefully worth...

    It's an expensive exercise but hopefully worth it.

    I pay the rent for mine and he works. He's worked since he was 14 like I had to and my dad had to. Good grounding I think. Summer job for 3...
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    They were superb as they were against Australia-...

    They were superb as they were against Australia- two excellent score lines and results. Always easy to dismiss England but they are in the final totally on merit. To go in at half time with NZ on...
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    I really hope things improve over there. For us...

    I really hope things improve over there. For us switching to Singapore was the right choice and were much happier taking our daughter there.

    Despite the extra costs, one bit of good news is that...
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    No worries, I think itís probably a conveyancerís question as thereís legal implications. However I would add if itís only just gone on the market and youíve a couple of doubts about the buyer, Iíd...
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    Your posts arenít very clear. What exactly do you want advice on?
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    Looks great on the wrist Martyn :-)

    Looks great on the wrist Martyn :-)
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    Iíd stay at the lakes myself and just have a day trip to Verona which should be enough. Sirmione is a stunning town though itís right at the bottom. We stayed in Bardolino which is a bit further up...
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    Thatís what I thought. Does that make them the same price, cheaper or more expensive? Are there any deals on any brands?
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    Am I right in thinking that you pay 20% vat on...

    Am I right in thinking that you pay 20% vat on return to the U.K. ? Off topic but is there generally anything worth buying at Heathrow (T5) price wise? Didnít know if they did discounts on any...
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    In the several millions. Property prices around...

    In the several millions. Property prices around there are very high. James Dysonís son has just built somewhere for mega bucks.

    Thereís a lot more to this story. Apparently an Australian...
  15. A Bridging loan may be the way to go, but there...

    A Bridging loan may be the way to go, but there might be other options which you should explore first, that may be quite a bit cheaper. Mortgaging your own house (subject to income), let to buy/buy...
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    Itís only around 10 miles from me and where the build is there are some very expensive houses, so I could kind of see the financial logic in the beginning of what he thought he would be getting for...
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    We would have gone if we werenít taking our 3 year old, just couldnít take the risk with her.

    Shane, it may be worth you following this thread:
    ...
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    After 4 months of watching whatís going on weíve made the decision and cancelled. We were staying at the Cordis and it was non refundable and there was a thread on TA about it last night about. This...
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    Titanic - always figured I knew the ending!

    Titanic - always figured I knew the ending!
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    Our trip is getting closer and closer now....

    Our trip is getting closer and closer now. Watching the news this weekend, the protests and damage is escalating more and more and doesnít seem to be stopping. Also reading trip advisor daily and...
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    That looks stunning. Congrats.

    That looks stunning. Congrats.
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    Iíve just leased my wife a Tiguan and she absolutely loves it. Itís an automatic 150 4motion so not the top spec but has everything she wants. One of my Directors at work has leased the R line petrol...
  23. Dropped my 20 year old off in Bordeaux last week...

    Dropped my 20 year old off in Bordeaux last week for his year abroad (heís at Bristol).

    My 18 year old decided on a gap year before going and two months ago flew to Perth (Australia) and heís...
  24. Firstly, huge credit to you for implementing...

    Firstly, huge credit to you for implementing this. That money could have changed some peoples lives.

    Secondly I donít see how a fee could be charged for accessing the forum as whilst existing...
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    Broadway is a really lovely village. We stayed at...

    Broadway is a really lovely village. We stayed at the Lygon Arms which is a lovely hotel with lots of character. Thereís quite a few nice hotels around that area.
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