Originally Posted by
dickdutch
I was 45 a couple of weeks ago, and I'm already thinking about retirement, not because I can afford to, but because I'm ready.
I started a pension the same week I started working, so am probably in a better position than some, plus I don't have any children and a wide with a good job. Our intention is to pay the mortgage off in about 5 years, and in my case, stop doing my proper job, and start doing a more enjoyable, part time job, probably/hopefully a ski instructor.
I'm all for retiring as soon as you can afford to, working is pretty thankless, as has been said, we're expected to do more, usually for less, and to be grateful that we have a job and haven't been made redundant in the now annual restructure.
In the OP's situation, what would you achieve, financially, in the next 2 years, and is it worth it in the short and medium term? I'd be surprised if it was worth hanging around for, but good luck with your decision and future.