Originally Posted by MartynJC (UK) Well you won't see this happening much - I just got my 5146J back from Patek Service today after dropping it off in October. It is now extremely shiny and new looking! So far very happy with the results - I'll be wearing a few days to check accuracy - but I will expect only the best. Patek send their watches back vacuum sealed from the factory and I guess the dedicated collector would leave them sealed in their bank vault. Not me though - I bought it to wear - though I probably knocked ...
[QUOTE=amnesia;3854084]I've worked in the general insurance industry for around 20 years... there is no one reason why insurers decide to increase prices - every company has their own pricing strategy and is free to price risk how they deem fit, within the regulations outlined by the FCA etc. Gone are the days where insurers simply rate the risk... that's way too simplistic and there is MASSES of data available that can be used to rate on. HOWEVER... there are a few things ...