Same here, just handed my XC90 back.
P11D 55k, lease over two years was 12k and if I sold privately I would be lucky to see anything near 30k. Plus I have not funded, put a load of my money in the pot and RFL paid by Santander.
So, I think I am about 15-20k to the good.
Problem.......... with wifey's R lease ending on 16.05.20 and her replacement stuck at the MB dealership and me not ordering anything because not know what life/business had in store we could easily be carless in a few weeks.
Has anyone any experience of short term hire say 3-6 months.
ta
Pitch