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Thread: Thinking of buy a Pelagos on finance, suggestions

  1. #1
    Craftsman carlt69's Avatar
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    Thinking of buy a Pelagos on finance, suggestions

    Morning peeps

    As the title suggests I’m thinking of buying. Tudor Pelagos on finance and would like any suggestions as to where and if it is possible to get a discount?

    I’ve collected watches for years but nothing ever above 2k and since buying a Apple Watch, yeah don’t, I’m considering selling a few of my watches and getting the Pelagos as a watch for life type thing.

    Some of my cheaper watches are not worth much and so aren’t really worth selling anyway so they can stay but has any one else here bought watches on finance and do you have any regrets etc?

    I have looked and with £1000 down the monthly of around £65 seems very good to me due to the 0% interest

    But any suggestions of where and even if you think there’s a better 1 watch for life type watch then let me know

    Thanks


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  2. #2
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    I think you would be hard pushed to get a discount on a Pelagos and absolutely zero chance if you are going the 0% finance route.

    That said a great choice of watch whichever model you choose.
    Cheers,

    Ben



    ..... for I have become the Jedi of flippers


    " an extravagance is anything you buy that is of no earthly use to your wife "

  3. #3
    Craftsman carlt69's Avatar
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    Quote Originally Posted by ben4watches View Post
    I think you would be hard pushed to get a discount on a Pelagos and absolutely zero chance if you are going the 0% finance route.

    That said a great choice of watch whichever model you choose.
    Yeah I did think that.

    I have been looking for a while at the Pelagos always stands out to me as something I’d keep.


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  4. #4
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    Unfortunately a lot of the time it’s a discount or 0% in my experience.

    Having said that if you don’t ask, you don’t get!

  5. #5
    Grand Master wileeeeeey's Avatar
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    Shocked to see a Pelagos is now £4,120

    What’s the longest period the shop will do 0% for?

    I would be more inclined to buy used

  6. #6
    Master Jon Kenney's Avatar
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    Interest free really is a no brainer if you can afford it but want to spread the cost. But don’t expect a discount on IFC.

  7. #7
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    Quote Originally Posted by wileeeeeey View Post
    Shocked to see a Pelagos is now £4,120

    What’s the longest period the shop will do 0% for?

    I would be more inclined to buy used
    Either 24 or 36 months I think. depends on the watch. used to be 24 for Rolex

  8. #8
    Quote Originally Posted by carlt69 View Post
    Morning peeps

    As the title suggests I’m thinking of buying. Tudor Pelagos on finance and would like any suggestions as to where and if it is possible to get a discount?

    I’ve collected watches for years but nothing ever above 2k and since buying a Apple Watch, yeah don’t, I’m considering selling a few of my watches and getting the Pelagos as a watch for life type thing.

    Some of my cheaper watches are not worth much and so aren’t really worth selling anyway so they can stay but has any one else here bought watches on finance and do you have any regrets etc?

    I have looked and with £1000 down the monthly of around £65 seems very good to me due to the 0% interest

    But any suggestions of where and even if you think there’s a better 1 watch for life type watch then let me know

    Thanks


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    As others have mentioned most high street retailers wont do IFC & discount, I'll also suspect it would be hard to get discount on the Pelagos. IFC works if you can afford it and easies cash flow (I presume most IFC schemes are up to 48m max) Alternatively if you can get discount, an interest free CC could also work?

    I've been recommend AMJ Watches before when looking, they might be able to offer a deal.

    Good luck though

  9. #9
    Master Ruggertech's Avatar
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    With recent interest rate hikes 0% interest effectively is a discount if you have the cash to pay but don't want to use it.
    5% interest on Barclays rainy day saver up to 5k.

  10. #10
    Craftsman carlt69's Avatar
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    Thinking of buy a Pelagos on finance, suggestions

    Quote Originally Posted by wileeeeeey View Post
    Shocked to see a Pelagos is now £4,120

    What’s the longest period the shop will do 0% for?

    I would be more inclined to buy used
    A lot of places I’ve looked at do 48 months so depending on your deposit the monthly is that much to be fair.

    I have been looking at used but I don’t know something in me wants it brand new, but I’ll keep an eye on here to see what comes up as I don’t trust the bay.

    Thanks


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  11. #11
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    WoS do 48 months I think, though not sure if they do Tudor on IFC (they don't do Rolex IFC & sometimes Tudor follows Rolex, sometimes not).
    As others have said, credit or discount is going to be either / or but IFC is kind of like a discount given current rates.
    Good luck!

  12. #12
    Craftsman DamianM's Avatar
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    Ernest Jones sell them on ifc.

    If you sign up to their mailing list you'll get a 10% off code. My brother got 10% of a bb58 on ifc and I got 10% off a 3861 sapphire with a card payment this week.

    Last edited by DamianM; 7th July 2023 at 16:37.

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    Hi, I have just bought one (the 39mm) 10% deposit, balance over 48months so easy to do! Discounts deffo not available either cash or credit, I went to a dealer in Essex and got a Wolf single winder and a Tudor cap thrown in. great watch btw! Cheers, John B4

  14. #14
    Craftsman carlt69's Avatar
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    Thinking of buy a Pelagos on finance, suggestions

    Quote Originally Posted by DamianM View Post
    Ernest Jones sell them on ifc.

    If you sign up to their mailing list you'll get a 10% off code. My brother got 10% of a bb58 on ifc and I got 10% off a 3861 sapphire with a card payment this week.


    It says in the terms that it doesn’t work on omega hmmmm

    I’ll give that a go now.
    .
    .
    .
    .
    The code doesn’t work on the Pelagos, typical. If anyone wants 10% off at Ernest Jones dm me.


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    Last edited by carlt69; 7th July 2023 at 13:09.

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    Quote Originally Posted by Ruggertech View Post
    With recent interest rate hikes 0% interest effectively is a discount if you have the cash to pay but don't want to use it.
    5% interest on Barclays rainy day saver up to 5k.
    Thanks for that, just opened one and stuck £5k in. Better than a poke in the eye.

  16. #16
    Master Ruggertech's Avatar
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    Quote Originally Posted by Zolawinston View Post
    Thanks for that, just opened one and stuck £5k in. Better than a poke in the eye.
    A pleasure, interest is monthly too.
    For the OP, if he puts a grand down and borrows 3k for the Pelagos and keeps 3k (if he has it) in this account he'll have just over £450 back over the three years. Over 10% discount effectively.

  17. #17
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    Man math at its finest.

    Quote Originally Posted by Ruggertech View Post
    A pleasure, interest is monthly too.
    For the OP, if he puts a grand down and borrows 3k for the Pelagos and keeps 3k (if he has it) in this account he'll have just over £450 back over the three years. Over 10% discount effectively.
    Cheers,

    Ben



    ..... for I have become the Jedi of flippers


    " an extravagance is anything you buy that is of no earthly use to your wife "

  18. #18
    Master Ruggertech's Avatar
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    Quote Originally Posted by ben4watches View Post
    Man math at its finest.
    Oh yes, I haven't converted it to beers yet!

  19. #19
    Craftsman carlt69's Avatar
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    Quote Originally Posted by Ruggertech View Post
    A pleasure, interest is monthly too.
    For the OP, if he puts a grand down and borrows 3k for the Pelagos and keeps 3k (if he has it) in this account he'll have just over £450 back over the three years. Over 10% discount effectively.
    This is the type of thinking I aspire too hahaha


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  20. #20
    Grand Master Seamaster73's Avatar
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    Quote Originally Posted by Ruggertech View Post
    For the OP, if he puts a grand down and borrows 3k for the Pelagos and keeps 3k (if he has it) in this account he'll have just over £450 back over the three years. Over 10% discount effectively.
    Funnily enough, when I bought my 16610 many moons ago, I rocked up ready to pay cash for it. No "waiting list" in those days. Dealer said I can't give you any discount off this, but what I can do is give you three years IFC and you can leave the money in the bank. Back then interest rates were pretty much where they are now, so it worked out quite nicely. Of course, good luck getting IFC on a steel sports Rolex today. Indeed good luck getting a steel sports Rolex full stop. And even better luck finding a dealer who wants to do you any kind of favour.

  21. #21
    Grand Master ryanb741's Avatar
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    Quote Originally Posted by wileeeeeey View Post
    Shocked to see a Pelagos is now £4,120

    What’s the longest period the shop will do 0% for?

    I would be more inclined to buy used
    5 years at Bucherer

  22. #22
    Craftsman DamianM's Avatar
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    Quote Originally Posted by carlt69 View Post
    It says in the terms that it doesn’t work on omega hmmmm

    I’ll give that a go now.
    .
    .
    .
    .
    The code doesn’t work on the Pelagos, typical. If anyone wants 10% off at Ernest Jones dm me.


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    That's a shame it doesn't work on the Pelagos, I was surprised myself that it worked on the speedy on Monday, glad I pulled the trigger.

    Hopefully you get something sorted.


  23. #23
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    I bought my Zenith with the 3 year interest free Klarna payments offered,it was easy to do.

    Weren't earnest Jones offering the same/similar?

  24. #24
    Grand Master wileeeeeey's Avatar
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    Quote Originally Posted by ryanb741 View Post
    5 years at Bucherer
    Tempting for a keeper

  25. #25
    Grand Master wileeeeeey's Avatar
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    Quote Originally Posted by bwest76 View Post
    I bought my Zenith with the 3 year interest free Klarna payments offered,it was easy to do.

    Weren't earnest Jones offering the same/similar?
    Good deal but I personally wouldn’t want Klarna on my credit file

  26. #26
    Craftsman DamianM's Avatar
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    Quote Originally Posted by bwest76 View Post
    I bought my Zenith with the 3 year interest free Klarna payments offered,it was easy to do.

    Weren't earnest Jones offering the same/similar?
    They use novuna and you can choose from 6mths to 4 yrs ifc. My younger brother said it was a 2 min application and super simple.

  27. #27
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    Interest free credit card?

  28. #28
    Craftsman carlt69's Avatar
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    Quote Originally Posted by DamianM View Post
    That's a shame it doesn't work on the Pelagos, I was surprised myself that it worked on the speedy on Monday, glad I pulled the trigger.

    Hopefully you get something sorted.

    That is one beautiful watch fair play

    Enjoy it.


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  29. #29
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    Quote Originally Posted by DamianM View Post
    They use novuna and you can choose from 6mths to 4 yrs ifc. My younger brother said it was a 2 min application and super simple.

    Yes you are correct.

    It looks pretty simple so see what you will pay monthly on this page.



    https://www.ernestjones.co.uk/l/tudor-pelagos-watches

  30. #30
    Grand Master snowman's Avatar
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    You'll be lucky to get 0% credit and a discount, but with the current interest rate you'll be doing well with 0%.

    If you won't be miss £65, why not.

    As someone else said maybe look at interest free CC if you can get a discount.

    I bought my Sinn EZM7S on 0% credit as an impulse buy.

    I don't regret buying it, but it's not my favourite watch, but I never missed the money I spent on it.

    M

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  31. #31
    Craftsman DamianM's Avatar
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    Quote Originally Posted by carlt69 View Post
    That is one beautiful watch fair play

    Enjoy it.


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    Thank you

  32. #32
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    Got my Fxd with Ernest jones and 10% down and 48 month payments at 0%. No brainer really and should have done that with my pelagos 39 as well.

    Cash I saved has gone into my offset mortgage to pay it off sooner.

  33. #33
    Craftsman carlt69's Avatar
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    One thing I’ve learned from this thread is that no one said don’t get a Pelagos get ….

    So a Pelagos it will definitely be


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  34. #34
    Grand Master ryanb741's Avatar
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    Quote Originally Posted by carlt69 View Post
    One thing I’ve learned from this thread is that no one said don’t get a Pelagos get ….

    So a Pelagos it will definitely be


    Sent from my iPhone using Tapatalk
    Well actually.....

    If you can get a Seiko SJE093 buy I suspect that'll be nigh impossible

  35. #35
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    Try to negotiate a discount. Pay by your best rewards credit card either loyalty points or cash back. Then transfer the balance to a Nat West 0% balance transfer card. Currently there’s an offer of zero transfer fees and 19 months at 0%.

    If the above doesn’t work Goldsmiths / WoS offer 48 months 0%


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