Not enough passion for a propper Rant ;-)
Since the arrival of e-Bikes, less fit riders, who have not been on bicycles for decades, take to the "pedals" and disaster strikes.
If I have my tinfoil hat on, I thing governments are a bit torn, they like the increase in death rate of pensioners, yet they have to protect tax paying people from incidents described above.
So no matter if the e-Bike is street legal or tuned, the insurance plate as used on mopeds will arrive shortly, I am sure. Glad to hear that you only had a near hit.