Most of my 'wealth' (ha!) is in the house or cash but I do have a sipp, spread across 5 funds.
If I believe the arguments, and they are pretty convincing, that shares are currently overvalued, should I consider moving the sipp funds to something safe and boring or would one expect ones fund managers to also see it coming and move the funds assets in to steady shares that should fare better than most.
No crystal balls of course but I'd appreciate any opinions anyone has to offer.
I don't plan to take the pension for at least fifteen years but of course if you can get out high and back in low you stand to make a bit extra.