Where were you in winter 2009/2010?
Having said that it is an expense upfront, even if over 2 to 3 years the cost is identical since you save on summer tires wear. So I understand your approach.
But at the slightest snow flurry it is people like you who will be responsible for headlines about the country coming to a standstill. I live in a small village and the road across is at a small angle. Every year for the last 15 but one we have had to help out cars not being able to climb that incline. Including defenders.