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The wife has just managed to smash the glass induction hob, the excess for claiming is £200 so Im just weighing up if I will claim or just replace myself, its a large one at 780mm x 520mm and looking around they cost £500 ish, I guess my question is will the insurance cover installation of a new one or just the item? I can't find much about that online, obviously I can ring the insurers tomorrow ( Nationwide ) but wondered if anyone here knows in the meantime.
Thanks.
Different insurance companies have different terms and conditions and different exclusions.
Without reading the contract, no one can tell you, so speak to the Broker.
Thanks, Ive had a look through the paperwork and can find no mention, Ill call them tomorrow.
Given the value of the claim after the excess, the general hassle of claiming, the need to disclose the claim on future renewals, I’d look for the best price on a replacement, fit it myself and swallow the cost (or deduct from wife’s handbag/shoe allowance).
IMHO insurance is best viewed as a safety net for major disasters, not a source of reimbursement for minor mishaps.
Indeed, thats my thoughts too, I now just need to convince her!Quote:
Originally Posted by draftsmann
I knelt on our induction job a couple of years ago, contacted Miele for a price to repair and the insurance company paid out in two days.
Built in appliances come under buildings insurance whilst stand alone appliances are contents.
Ive just found a spares seller that sells the top only for £128 ... Phew.
I managed to crack our induction hob last year. Then I put two chips in the worktop. It was enough to have a new kitchen installed which was just completed last month.
Can I have the name of your loss adjuster?Quote:
Originally Posted by kungfupanda
Apparently they can be very temperamental to repair and won’t always work afterwards. Something to do with fine tuning the induction coils IIRC.Quote:
Originally Posted by JasonM
Bugger.... Sounded too easy.Quote:
Originally Posted by Dave+63
Yes your insurance policy will cover the cost of installation.
Chris
Most supplying companies like AO charge around £90.00 to install, I have had local electricians do it for £65.00 so not the end of the world if they don’t cover installation.
Echo above I have heard of issues with glass changes on induction hobs, typically it’s best to just replace as it won’t be much more and it will be a new unit with manufacture warranty.
My company works on conventional electric hobs but with induction we only supply and install.
I personally wouldn’t make a claim for £300 - the possible hassles of making a claim, the having to declare it in future years and the unknown quantity of raised premiums.
Apologies, I meant that the new kitchen was self funded!!!Quote:
Originally Posted by JasonM
I know, I should have posted a smilie.:eagerness:Quote:
Originally Posted by kungfupanda
Just for topic closure, I ordered the hob glass (£130 delivered ) and it was quite straightforward to do myself in the end, located the spring clips on the old blokes one by looking at the new one and the. praising them up one by one till it came off, the new one clicked into place easily. The controls are all in the bottom gubbins so it was literally just a pane of glass with bonded clips.Quite pleased with myself.